Why opt For Bajaj Finserv EMI Credit Card?

In the 21st century, the main focus of customer is on entertainment, satisfaction and effortlessness in doing work. There are so many products in the market, this urges customers to shop and invest in it. However, finance can be a major issue in this practice that makes customers apply online for Bajaj EMI card or credit cards. There is no doubt that credit cards are the most popular choice but it is wise to go for Bajaj EMI card.

Reasons to apply for Bajaj Finserv EMI Credit Card

There are so many benefits of purchasing EMI Credit card that makes them better than conventional credit cards. Some of them are listed below:
  1. Enhanced Shopping Experience - Want to purchase that shiny laptop or iPhone that was launched last week. In such expensive cases, EMI options are an ideal choice for customers. The main reason is that it allows one to avail instalment payment option easily. However, on a proper calculation, we pay a lot more than the actual cost of a product due to interest and time span. To overcome this, it is better to smartly opt for the EMI Credit card option that helps to have stable finance while making a purchase.
  2. Pre-approved loan - One can easily consider EMI Credit Card as a loan option that is pre-approved by the provider. It has a fixed amount as per the user that can be availed for repayments and instant purchases. The repayment option is on a monthly basis instalments with zero interest. Yes, a customer doesn’t have to pay any extra charges while shopping that is not an option on the credit card for EMI.
  3. EMI Credit Card Loan Limit - The total amount offered by Bajaj Finserv EMI credit card is approximately 4 lakhs INR. On top of that, there are no formalities that are to be done and approval is instant. The total tenure for this loan starts from 3 months and go up to 24 months. This can be selected as per the total repayment capacity and requirement of a user. There are other pre-approved offers as well that are provided by Bajaj Finserv that can be checked online.
  4. Easy documentation - The apply and documentation process is quick and doesn’t require any extra effort or delay. They have their own set of dos and don'ts that must be followed by the cardholder.
  5. Apply online for Bajaj EMI card - For the customers that are already connected with Bajaj Finserv, it is possible to apply through the account online. There is only INR 399 that must be paid and in a span of 2 weeks, the card will be delivered at home. However, it is essential to check eligibility criteria to apply for EMI Credit Card.
Once, the EMI Credit Card is approved then it will be easy to purchase lifestyle, gadgets and electronics. It is an ideal way to pay no interest for purchasing via EMI option on any of the Bajaj Finserv partnered store.

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