Tips To Boost American Express Credit Card Limit in India

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Credit cards have become a basic requirement for individuals. They are considered as the maximum amount that a user can claim to use. There are a plethora of options that can be claimed by customers. Each of them has some major benefits and offers for cardholder along with the maximum amount. One such option that is adopted by the customer is an option of American Express. However, the card limit is something that is different for every cardholder. The best thing is that the American Express credit card limit in India can be increased and decreased. On the other hand, it is possible to have over-limit charges in case one cross credit limit.

Boost American express credit card limit in India

No matter how wisely one utilizes their credit card, it is possible that a boost is required. In such a case, it is essential to follow these tips that can help in enhancing the required limit.
  1. Understand the credit card limit - If you have no idea about current American Express credit card limit then it will be difficult to increase it. This can be checked via online American Express account login. On the top right side of the screen, there is a credit card icon through which the available limit can be obtained. It helps in deciding the overall increase in credit card limit.
  1. Standout customer - The creditworthiness counts a lot when it comes to an increased credit limit. In order to claim it, there are a few things that must be kept in mind such as:
  • A customer must be with American Express for more than 60 days.
  • It is essential to have good scores in terms of clearing bills on time.
  • The credit limit must fall under a reasonable amount and not maxed out ratio.
If anyone has a habit of late payment or is a new customer then the chance of having increased credit limit is minimal.

3. Balance Transfer - Another good way is Balance Transfer that can increase the American Express Credit Card limit in India. In simple words, it means to transfer the balance from one card to another. It helps in lowering the rate of interest and consolidating debt. It takes a maximum of 6 weeks to complete the cycle or in some cases can wrap up in 5 to 7 days. However, there is no role of charge card balance transfer and only American Express Credit Card are counted. Charge card is similar to credit card but a complete payment is done once a statement is released. Unlike credit cards that has revolving balance that can be paid over time.

4. Increase Credit Score - It is essential to increase the credit score in order to boost American Express Credit Card limit in India. There are only a few things to keep in mind to increase the credit score.
  • Pay bills on time
  • Make sure that your oldest account is open
  • Avoid any outstanding credit debt
  • Keep new credit card open to minimal
These are the topmost ways that can allow a boost in American Express Credit Card limit in India.
Location: India

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