Check Citibank Credit Card Payment Offers Here

Citibank remains on the forefront when it comes to offering credit cards in India. It offers cards of different categories - cashback, rewards, travel and fuel - to eligible applicants. These cards are namely Citi Cash Back, Citi PremierMiles, IndianOil Citi Platinum and Citi Rewards. There are a bundle of benefits that cardholders using any of these can avail. To continue enjoying the benefits and maintaining a good credit score, it is vital to pay Citibank Credit Card dues on time. If you are not aware of the modes by which you can pay the bills, you better know the same in this segment of Citibank Credit Card Payment Offers.

How to Pay Citibank Credit Card Dues?

The dues can be paid from the Citibank savings or current account or the account held at any other bank. Let’s check out the ways applicable to Citibank account holders and non-Citibank account holders.

Payment Option for Citibank Account Holders

These individuals can set up a standing instruction either via net banking or the physical application form whether they want to pay the minimum due or the total due. Once the standing instructions are set, the payment will happen accordingly. You can even set the instruction of Auto Pay from your Citibank account. This would mean an automatic deduction of the bill from the bank account. You can even pay via Citibank cheque, demand draft or cash.

Payment Option for Non-Citibank Account Holders

Non-Citibank account holders have rather much more options to pay compared to Citibank account holders. The former can choose from the National Electronic Funds Transfer (NEFT), Real-time Gross Settlement (RTGS), Immediate Payment Service (IMPS), VISA Money Transfer, E-PAY, ACH/ECS, etc. NEFT, RTGS and IMPS would need the activation of the beneficiary Citibank Credit Card. You can get the beneficiary activated by entering the card details correctly. You can add the beneficiary using either the net banking account of other bank or at the branch of the same. The moment the beneficiary gets activated, you can pay the card dues.

You can even use E-Pay, an online payment solution, to pay the bills. E-pay would require you to choose from net banking or debit card of another bank account to make the payment. VISA Money Transfer option can also be availed by non-Citibank account holders.

Benefits of Paying Citibank Credit Card Bills Online

The online payment comes with the following benefits.

Fast Payment - The payment can be credited to the Citibank credit card account instantly.

Timely Payment & Its Positivity on Credit Record - The timely payment, which can be real online, would also go on to boost your credit profile, making you eligible for a loan or any other credit card.

Security - The online payment comes with a high security feature asking for One-time Password (OTP) besides the user credentials. The OTP comes to your registered mobile number and can be used only once, thereby heightening the security of the transaction.

Wide Range of Options to Choose from - You can choose from options such as NEFT, RTGS, IMPS, E-pay, etc, to make the payment. A lot of options provide payment flexibility.

Citibank Credit Card Apply Online

Citibank now comes with an exciting benefit for all those wishing to apply for its credit cards online. The benefit comes in the form of a cashback worth ₹1,000 on the online application. You just need to enter the coupon code CITI1000 at the prescribed space to grab the offer, which could be a limited period one. So, isn’t the Citibank Credit Card Apply Online option exciting for you? It is, right? Just submit the following documents, get the application approved and avail the cashback benefit.

Identity Proof - PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Residence Proof - Passport/Voter ID/Driving License/Aadhaar Card/Utility Bill

Income Proof - Latest salary slips for salaried, last 2-3 years Income Tax Return (ITR) for self-employed

Bank statements for the last 3-6 months

Latest passport size photographs

These documents will be picked by a Citibank executive at your office or residence. The bank would like to see the details filled in the online application form matches with the documents or not. If so, the application would be approved and so as the delivery of the card.