Can Personal Loan Without CIBIL Score is Provided by Banks in India?
You can apply for a personal loan from your respective bank even if you don’t have a CIBIL score. Usually, banks check the applicant’s CIBIL to know their credit payment record. But if you don’t borrow a loan before then your score must be zero. Then also you are eligible for a personal loan if you meet the loan criteria. Read the given article to know about the banks that provide personal loan without CIBIL score to customers. Bank which provide personal loan without CIBIL score Axis Bank: The bank offers a loan amount maximum up to INR 15 lakh to the customer. And whether you are a salaried or self-employed, you can easily get loan approval. The minimum net monthly income of a salaried must be INR 15,000 and above to get the Axis personal loan. HDFC Bank: Interest rate on HDFC personal loan is starting from 10.75% per annum. You can borrow the desired amount without a CIBIL check if you are a new loan borrower. This benefit is only for the customers who are appl...