Loan & Finance Tips on Your Finger Tips

Getting a personal loan is not the only consideration, you also need to see the interest rate at which it is coming to you. The rate dictates the kind of repayment you’ll have over the loan tenure. But relax as Axis Bank has made it easy for the customers, it will help you get the loan at an attractive rate of interest. You can borrow up to INR 15 lakh from Axis Bank to meet your financial needs with the loan. Read the given article to know about Axis Bank personal loan interest rate and its benefits on your loan. Can I get a low interest rate on Axis Bank personal loan when my income is INR 15,000! Yes, you can get a desirable Axis Bank personal loan interest rate if your net monthly income is INR 15,000. Axis Bank provides loans to those customers who have a minimum income of INR 15,000 a month. By giving your income proofs and other documents, you can confirm the source of your income to the bank. And there are better chances of getting a negotiable rate of interest if your s...

There is an endless need for every person, and it is hard for them to meet any financial emergency that is why banks and NBFC provide personal loans. Using a loan, you can fulfill the money requirements without any issue. As you know personal loans are free from collateral that implies you do not need to mortgage any type of asset. But the question remains, whether the personal loan for self employed is available? Yes, they are. Read the given article to know about the features of self employed personal loans and the bank or NBFC which offer them. Which bank provides the best self employed personal loan? Several banks offer personal loans for customers, but Yes Bank gives a self employed personal loan at an interest rate of 10.99% per annum. The applicant does not need to have a regular income to apply for the loan. Because the self employed do not earn a fixed monthly income, it depends on their business value. That is why the bank requires the user income documents to know th...

The bank offers a maximum loan amount of INR 15 lakh to customers, using which they get the source of money to manage their debts. Not only debts, but also medical emergencies for which you are not secured yet. If you are a salaried individual and have a minimum income of INR 15,000-20,000 per month, you can get a personal loan from HDFC Bank. Read the given article and know HDFC Bank personal loan interest rates and its effect on your loan payments.  Ways to get perfect HDFC Bank personal loan interest rates! HDFC Bank provides personal loans to the customers at a starting interest rate of 10.75% per annum, and it is up to 21.30% depending on the user loan eligibility and other factors. Those factors are mentioned below, have a look at them and use it to get a convincing interest rate. Credit Score: There is a slight chance that HDFC Bank would consider your credit score and improve your loan interest rate. Because new customers do not have to show their credit score as i...

You can borrow a suitable loan amount from Kotak Mahindra Bank to get rid of the debts. And, as such loan is a personal loan using which, you can borrow the desired loan amount. The interest rate charged to your borrowed amount is quite compatible concerning your monthly income. For the Kotak Mahindra bank personal loan , you are needed to have a monthly income of INR 20,000. Read the given article to know more about the personal loan features.  How can I get a personal loan from Kotak Mahindra Bank? To borrow a loan from the bank without giving any type of asset you are required to meet its loan criteria. First, your age should be 21 years during the loan application and up to 58 years at the tenure maturity. Kotak Mahindra Bank provides a payment duration of 5 years to the customers along with the applicable rate of interest on the loan amount.  The personal loan interest rate starts from 10.99% per annum at a fixed rate for the loan tenure. And repayment of t...

You must have borrowed a loan before and know how it is important to pay the equated monthly installments. Just to provide accurate data of your loan EMI, Bank Of India provides an EMI calculator tool. Using the Bank Of India EMI calculator, you can know your loan EMI and set the tenure according to it. You can apply for a personal loan from the Bank Of India to meet your financial needs. Read this article to find out the Bank Of India personal loan EMI calculator benefits. How to use Bank Of India personal loan EMI calculator? To use the calculator you need to go to the Bank Of India website. Then, enter the details of your loan such as principal amount, interest and tenure. Because the calculator works in a mathematical formula  [P x R x (1+R)^N]/[(1+R)^N-1]. In the formula, P is your loan amount, R is the rate of interest and N is the repayment duration. To know the working of Bank Of India personal loan EMI calculator suppose, you have borrowed INR 5 lakh from the bank ...

IndusInd Bank provides personal loans to customers at an attractive rate of interest. The interest on your loan amount is based on your income and other criteria. Your loan equated monthly installments is affected by the interest rate. If a high interest is applied on loan amount your EMI will be high as well. The starting interest rate of IndusInd Bank personal loan is 11.25% per annum. So to reduce the rate of interest on your loan amount you can make some adjustments. Read the given article to know the IndusInd bank personal loan interest rate management.  Ways to get a low interest rate on IndusInd Bank personal loans Strong credit record: You can get a lower IndusInd Bank personal loan interest rate if your credit history has zero defaults. The applicants who have paid their previous loan or credit card bills on time have a strong credit capacity and negotiate for the interest rate.  Income with no liabilities: If your monthly income is INR 25,000 and above and...

Federal Bank is one of the largest private sector bank in India, which offers various banking products such as personal loans. Federal Bank personal loan interest rates are reasonable and you can use it for any purpose. You can easily get a low-interest rate on your loan amount, depending on your loan eligibility. There are a lot more benefits of Federal Bank personal loans let just take a look at them. Benefits of Federal Bank Personal loans You can get many benefits with Federal Bank Personal loans such as: Applicant can get a maximum loan amount of Rs.25 Lakh, Federal Bank provide you loan depending on the net monthly income and the capacity to repay.  You can pay the loan amount with the applicable interest rate on a maximum tenure of 48 Months. Federal Bank personal loan interest rate is starting from 11.49% to 14.49%. Bank decides the interest rate on the loan amount by checking the applicant CIBIL score. If the applicant CIBIL score is less than 750 then he has t...

If you are looking for a personal loan and the interest rate offered by your common lender is high. Then no need to worry, Bajaj Finance provides you personal loan up to Rs. 37 lac at an affordable interest rate. You can also know your loan EMIs using Bajaj Finance Personal Loan EMI Calculator . Choose the Bajaj Finance personal loans to fulfill your urgent requirements. Bajaj Finance provide you several banking products and personal loan is one of them, You can use the loan amount for any purposes such as wedding expenses, foreign vacation, education, etc. But there are some factors which may affect your loan eligibility. Factors affecting Bajaj Finance Personal loan Income : The applicant who is applying for a personal loan must have a minimum monthly net income of Rs. 35,000. The minimum income criteria may differ according to the applicant's residing state. If the applicant has a high monthly income then the Bajaj Finance Personal loan interest rate is low. Age : You...

RBL, also known as Ratnakar Bank Limited, is one of the oldest private sector banks in India. It offers banking services to customers, such as personal loans. The RBL personal loan interest rate is low in comparison to other loan providers. What is the RBL bank personal loan interest rate ? How to calculate the RBL loan EMI? In the given article we will know about the RBL personal loan, its benefits & more. Features of RBL personal loan RBL Bank offers personal loans to both salaried & self-employed applicants. It provides an instant personal loan to the customer to meet their urgent cash requirements. Personal loans can be used for any purpose and the bank does not ask for collateral. You can use the amount for emergency medical treatment, wedding expenses, foreign vacation, child’s education, and to pay off the debts. With an attractive interest rate, RBL Bank provides you a loan from Rs. 1 lakh to 20 lakh. The RBL personal loan interest rate ranges from 17.5% to 24%. ...

An EMI is the equated monthly installment a user pays to the bank. The EMI of a personal loan depends on the loan tenure, that is the period of time the loan amount has to be paid. Any bank or NBFC decides the EMI of a personal loan by calculating the interest rate, loan amount and loan tenure. ICICI personal loan interest rate starts from 11.25% to 17.99%. The starting EMI of the personal loan is INR 2,187. How the ICICI personal loan EMI calculator works? You can easily calculate your loan EMI by using the ICICI personal loan EMI calculator . Visit the official website of ICICI bank. Go to the personal loans On the left side there is an option of personal loan EMI calculator. After that enter your desired loan amount, loan tenure and interest rate. The calculated EMI shown on the screen with the total payable interest. For example, if a person takes a personal loan of INR 1 lakh for wedding expenses or any other usage. The ICICI personal loan interest rate is 12.39% wi...