Loan & Finance Tips on Your Finger Tips

Owning a home is a big thing for people living in a country like India. You must be wondering why? Well, you can ask some of the individuals who are looking to buy one. They will tell you their experiences of hefty prices, high brokerage, and many other problems they faced. To make the process of owning their homes a bit easy for them, there are several banks and housing finance companies that provide home loan to the customers. But there is one thing that remains as the number one factor before taking it - Home loan interest rates. Without considering it, an individual may have to face a lot of difficulty in the repayment of the loan amount as home loan interest rates affect your EMI directly. If you do not know, EMI is the monthly installment that you have to pay in order to repay the loan back and it is made up of principal and interest amount. So if you do not consider the interest rate before opting for a home loan, then it could be very difficult for you to manage your fin...

Home loans provided by Fullerton India comes under the Grihashakti. It realizes how important it is for you to purchase or construct that dream house of yours. Throughout the home construction or purchase process, Fullerton India Home Loan stands by you hand-in-hand so that you don’t face any difficulties. Below are the list of benefits that one can expect when you take a personal loan: Credible Source: Fullerton India Home Finance Company is one of the top Non Banking Financial Companies (NBFCs) in the business. They have been operating in India for quite some time. Companies financial are as strong as home loan proposition (i.e. Grihashakti) Professional Management: You are not treated as a customer when you opt for the Fullerton India home loan , you are treated as a family. The extraordinary line-up of service professionals will help you build or purchase your dream house very smoothly. They ensure that everything is done hassle-free. Minimum Documentation: Like other home l...

Finance your house or property with Indiabulls Housing Finance Limited for a lower rate of interest on your home loans. Indiabulls Home Loan Interest Rates are starting from 8.80% to 12.00% and after the RBI repo rate cuts, the MCLR of Indiabulls is 5.15%. It provide you home loans at both fixed and floating rate of interest, you can choose the interest rate according to your repayment capacity and suitability. Read this article to know about the Indiabulls housing loans and the benefits of the lower home loan interest rates. Details of the Indiabulls Home loan Indiabulls offers you home loans to buy a house, property, plot, and for home renovation and extension, etc. Your house or property acts as a security to your borrowed loan amount so that they can sell your house or property to recover their loan amount. It provides you home loan with a longer repayment duration up to 20 years. Indiabulls provide you more benefits like Instant approval with e-home loan, lower home loan rat...

Bajaj Finance Limited offers you home loan for home renovation, house purchase, plot & property purchase at an attractive rate of interest. You can get a desirable home loan from Bajaj Finance with maximum home loan duration up to 25 years. The starting interest rate of Bajaj Home loan is 8.60%. You can get Tax benefit up to INR 2 lac under section 24 of the Income Tax Act (ITA) with your Bajaj Finance home loans. Know more about the features of Bajaj Home loans in the given article. Features of your Bajaj Home Loans Benefits of choosing Bajaj Finance Limited as your home loan provider are as mentioned below. Loan amount: You can apply for a loan amount up to INR 3.5 crore depending on your property value and eligibility.  Balance transfer: Also, you can transfer your existing home loans to Bajaj home loans for a lower home loan interest rate. The outstanding amount remains the same but your EMI might get lower. Home loan top-up: Bajaj Finance Ltd. provides you top-up...

Are you buying a new home or looking for a plot? You can think of Reliance Home Finance Limited, a well known housing finance company that provides you a variety of home loan schemes depending on your eligibility. You can apply for the Reliance home loans to buy a new property, home, under-construction house, etc. Reliance Home Finance Ltd. offers you home loans at an attractive interest rate on your borrowed principal amount. You can also use the Reliance Home Finance Home Loan EMI Calculator to estimate your loan monthly EMIs. Know more about the Reliance home loans in the given article. Reliance Home Finance Limited - Home loan schemes & their Benefits Reliance home loan to buy a new home: If you have already finalized a new property, ready-built house or under-construction property and looking for a home loan provider, then Reliance Home Finance Limited provides you loan at an attractive starting interest rate of 9.75%. You can borrow up to INR 35 lakh and above dependin...

PNB Housing Finance Limited, the housing finance division of the state-owned lender Punjab National Bank, is becoming a prominent player in the home loan space. It offers home loans for a variety of purposes such as purchase, construction, extension and renovation of housing units. To judge whether PNB Housing Finance Ltd Home Loan would prove useful, you need to analyze its whole offers including the interest rates it charges and the loan amount it can extend. To help you analyze better, the article has come with in-depth information pertaining to the home loan offer of the housing finance company. PNB Housing Finance Interest Rates The first thing that most borrowers look up to is the interest rate at which the loan is charged. Home loan interest rates can differ according to the loan amounts as well as the profession. Loans up to ₹ 75 lakh can be financed to salaried or self-employed professionals at interest rates of 9.10%-11.25% per annum. Businessmen or self-emplo...

Allahabad Bank is one of the renowned public sector banks offering a variety of home loans to meet different needs. It provides loans for a variety of purposes such as purchase, construction, furnishing, etc. Plus, the bank offers home loans to salaried, self-employed or even a pensioner. It also has a commercial real estate scheme (CRE) for all eligible applicants. To gauge whether the loan fits your budget or not, it’s important to glance at Allahabad Bank Home Loan EMI Calculator . Let’s use the calculator for different housing schemes that the bank offers. Firstly Know the Basic Function of Allahabad Bank Home Loan EMI Calculator The calculator estimates the Equated Monthly Installment (EMI) on three factors - loan amount, tenure and interest rate. You can use the calculator online to make the calculation. The EMI as you know is a combination of principal and interest. So while using the calculator, you can also get to know of the interest needed to be paid over the cours...

Being a leading and reputed name in the industry, there is no denying the fact that Aadhar Housing Finance is no doubt an ideal lender that can fulfill all your needs. And, keeping this thing into account, we are here. Yes, today, in this article, we are going to talk about a home loan being offered by this lender. So, let’s not waste any time further and come to the point straight by letting you know more about this credit facility being offered by Adhar Finance home loan in the article below. Home Loan Interest Rate Currently, this lender is offering the loan to the applicants at an interest rate of 11%-14.50% per annum. With this range, it is easy for an applicant to enjoy a hassle-free journey as these rates come with pocket-friendly EMIs as well as Interest Outgo. Not only this, also the processing fee of the loan comes out to be 1.50% of the loan amount along with a maximum tenure of 20 years. Now that you are aware of the home loan interest rates , it is importa...

State Bank of India (SBI) remains on the forefront when it comes to offering attractive home loans for buying, constructing, renovating or extending housing units. The PAN India presence with more 25,000 branches across India makes it the most preferred lender amongst masses. However, as home loans run deep with the tenure extending to as long as 30 years, you must be careful of not paying more through interest. And so, you must glance at SBI Home Loan Interest Rates and compare the same with what others have. This way you can set the pace of repayment in your favour. The article can help you compare the interest rates of different lenders. What’s Special About SBI Home Loan Interest Rates? SBI home loan interest rates are based on a variety of factors such as income, profession, repayment potential, credit record, gender, etc. The rates are also based on the amount of loan one applies for. Loans up to ₹ 30 lakhs can be offered at interest rates ranging from 8.70%-9.00% per...

Buying a property or flat might sound troublesome but it’s not if you know how can you ease the process. When you plan to buy a house, you are concerned about whether or not you will find a suitable house as per your requirement and if it is within your budget or not. So, while you can finalize a house with the help of a genuine builder, for suitable lender you can search online the list of all bank home loan interest rates . List of all bank home loan interest rates Below is the list of all bank home loan interest rates which you can check and later calculate home loan EMIs for each of them or at least of the top options you find suitable. Allahabad Bank 8.80%-9.25% Andhra Bank 8.75%-8.90% Axis Bank 8.85%-9.10% Bajaj Finserv 8.85%-11.15% Bandhan Bank 12.41%-13.72% Bank of Baroda 8.75%-9.75% Bank of India 8.85%-8.90% Bank of Maharashtra 8.75%-8.85% Canara Bank 8.75%-8.95% Central Bank of India 8.60%-9.60% ...