Loan & Finance Tips on Your Finger Tips

ICICI Bank provides a wide range of credit cards to the customers and using them you can get several benefits on your spendings. One such card is the ICICI Rubyx credit card using which you can access its privileges and reward benefits. But how can you get these rewards and other privileges? To get the benefits you just need to spend the required amount from your ICICI Rubyx credit card payment of products and services. Read the given article to know about the Rubyx credit card feature and reward earning benefits. Ways to earn reward from your ICICI Rubyx credit card Under the reward program Powerful Rewards Plan, the user can only get the reward benefits if they spent a specific amount from the card. To know on which ICICI Rubyx credit card payment you could earn the benefits look at the below mentioned pointers.  On every INR 100 domestic spends except fuel refilling, you can get the 2 to 4 payback points on your Rubyx credit card. And on your international spendings g...

You must have felt a little bit hesitant when a banking official offers you a credit card. It’s because you know that you’ll end up spending more than you earn. Eventually, leading to default in credit card bill payment . Only if you are confident that you can manage your credit card expenses and pay the bills on time, then only take one. You’ll end up paying excruciating amounts of interest rates if regular default in credit card payment is made. You’ll be shocked to know that the interest rate on credit card can go upto 30% per annum, which is maximum in the case of any lending product. Upon this, you also have to pay late payment charges. Thus, credit cards can be beneficial or a wreck depending on how you manage it. What are the Challenges you may Face due to Delay in Credit Card Payment? Card Blocked : If you don’t make the time in the stipulated time frame offered by the banks, the banks block your card, restricting you from the usage of the rest...