Loan & Finance Tips on Your Finger Tips

There is a credit card offered to the customers by Kotak Mahindra Bank which does not ask for any type of maintenance fee. This card is a Kotak Fortune Gold card , that is designed especially for businessmen. Using this card you can access its privileges and reward offers which are probably the best. Read the given article to know about the details of the credit card and its features.  Why is the Kotak Gold Card suitable for needs? Kotak Mahindra Bank offers a wide range of credit cards for the customers, but this card is different because you don’t need to pay a joining or annual fee for it like any other credit card. The user can enjoy the benefits of the card only if he/she is eligible for it. And the Kotak Fortune Gold Card eligibility is as follows.  Age of the applicant should be in 21 to 65 years And the add on users age must be 18 years Annual income required for the card is INR 3 lakh Indian resident with ID proof such as Aadhar, PAN or Voter Id card Any ...

Credit cards are something that every individual wants to have in their pocket in the current times. If you don’t have one and wondering about the reason behind the previous statement, then you must know about the amazing benefits of this amazing piece of plastic. There are several banks both public and private who provide a range of credit cards to customers. Axis Bank is one of those leading private banks of India that provide some mind blowing cards to its customers. If you are someone who is looking to opt for a credit card that could give you ample benefits in different categories, then Axis Bank credit cards could be the right choice for you.  In this article, we will be telling you about some of them so that you can make a better decision while choosing the right one for you. Below, you can have a look at the features of them so that you know which card will suit you and your shopping habits.  Flipkart Axis Bank Credit Card As the name suggests, this credit ...

If you know about credit cards, then you must know that American Express credit cards are not just only card, they are a token of status for people in the society. Amex credit cards are nothing but an indicator of someone’s stature. Getting Amex cards in your wallet is a bit tough because of the premier eligibility criteria. But thanks to the ICICI Bank, which is one of the leading private banks of India, you can now get American Express privileges.  ICICI and American Express have come together to give you this amazing coral credit card. This ICICI Amex Coral credit card benefits are so many that you won’t be looking at any other card of this we are assuring you. If you are someone who wants to have benefits in not only one category but many. With this card, you will get amazing reward points program in categories like travel, dining, shopping, and entertainment. So, if you are someone who is looking for a card that could give you all these benefits, then look at no other thin...

Credit cards have come a long way from being as some petty pieces of plastic to a gateway of unmatched privileges and a must-have thing in your wallet. The benefits given by the credit cards are unmatched in the current times given the percentage of the population using the credit card facility. There are almost all the bank and financial institution that has been providing the credit card facility to the customers based on what they like to spend on most. Like some people like to spend on dining, some like to travel frequently, some like to do shopping with their card. And there’s always a card for someone. Here, we will talk about the credit card which can be perfectly suited to people like travel.  When we talk about travel credit cards, it is impossible to not mention the Citibank Credit Card because of the amazing travel benefits it gives. In this article, we will be telling you about the Citi Premier Miles Travel credit card and why it could be the perfect partner for an ...

Are you looking for a credit card that rewards you every time you spend? Is there a credit card to satiate the foodie in me or the excited shopper in me? Yes, there is one that can be the best fit for all your needs - HDFC Credit Card. If you navigate to the credit card section of the HDFC Bank credit card page, you will find a bundle of credit cards, each showcasing its own uniqueness. There are cards that furnish individual needs and some others that encompass all the benefits into one. Let’s discuss some of the features that will convince you to get a HDFC Credit Card for yourself. A Card for Every Need: HDFC credit cards serves many purposes from everyday purchases to luxury spends, offline to online shopping and travel by road to travel by flights. HDFC Regalia Credit Card is loaded with food offers and provides a Zomato Gold Membership for free. There are some credit cards tailor made for entertainment purposes, like the Platinum Times Card. Free Insurance: Some credit cards ...

Standard Chartered has been one of the best private banks in India that has been providing banking services in India for the last 160 years. But when it comes to the category of credit cards, it is one of the best facilitators of this service. In an age like today, when everybody wants to have a credit card that can complement their spending habits and reward them in return for it. And it doesn’t matter which category you most spend in, be it travel or dining or entertainment or lifestyle or you want to get a lot of reward points, there’s always a Standard Chartered Credit card for everyone.  There are a total of 10 different credit cards by Standard Chartered that can be availed by any of the individuals. Before choosing the best credit card for you, it is important that you understand your spending habits because each card has different benefits and privileges. Also, the needs and spending habits of different individuals differ from each other. In this article, we will be tel...

The financial service company Bajaj Finserv provides the best credit card to the customers that constitute of several benefits. In association with RBL Bank, Bajaj finserv provides a Supercard that give the benefits of 4 credit cards into 1. Using the bajaj finserv super credit card you can pay utility bills, shop, and can do a lot more by a single credit card use. Rather than buying several credit cards for different features and benefits get the bajaj finserv credit card. To know the features and benefits of the credit card read the given article. Advantages of the Bajaj finserv credit card Customers can get the EMI benefit on their product purchases on their purchase above INR 3,000 using the Bajaj Finserv Supercard. Using the super credit card you can withdraw cash from any ATMs across India and can fulfill the urgent cash requirement. The card holders get zero interest rate up to 50 days on the withdrawal amount. You can also take personal loans using the Bajaj Finserv credi...

Gone are those days when having a credit card in someone’s pocket was a rare sight, it is such a common sight in today’s world that a few people are having more than one credit card. You must be thinking about what is there special in a credit card facility because of which so many people are opting for it? Well, a credit card gives amazing cashback offers and reward points on every spend they make. Today, almost all the banks and finacial companies of India provide the credit card facility to the customers. HDFC Bank is one of the leading private banks of India that provides a wide array of banking products to individuals such as personal loan, home loan, loan against property, etc. HDFC lets you avail of a range of credit cards from which you can choose the one which is most perfect for you because the credit cards provided by it possess features exclusively catering to the needs of different individuals. One such card is the HDFC Money Back credit card which is a huge hit amo...

Many banks advertise forex cards as credit cards. But is it really that? This question has always bothered people planning to take trips abroad. The answer is it isn’t either a credit card or debit card. It comes under the category of prepaid card. Prepaid cards help you travel freely alleviating you from the trouble of carrying a lot of cash. You can load all the cash you need in your prepaid forex card and travel all around the globe hassle free. Forex cards have an edge over credit cards and debits cards is in terms of currency conversion rate, which can inflate your travel bill to a great extent. What are the advantages of Forex cards? Cash Management: Managing cash while traveling is a really worrisome issue. It doesn’t let you enjoy the moment to its fullest. There’s always a fear that runs at the back of the mind of an individual, “What if my cash gets stolen?” On the other hand, forex cards are easy to handle and, even if it gets lost, you’ve an extra one to back you ...

Growing up we all would have heard the older folks say,”Never take a credit card.” These words are so hardwired in our brain that we can spot a credit card salesperson from a mile away. Personally, I don’t feel the same way about credit cards. It can only be disadvantageous when your spending limits are beyond your repaying ability. A tunnel vision about your how much you should be spending based on your monthly income, then, a credit card is no harm. Credit card definitely scores over debit card, if you were to consider the attractive rewards and offers that comes along with it. There are several more advantages to credit cards, which will instantly want to make you own one. Let’s have a look: Purchasing Power: The confidence that comes along by owning a credit card is certainly not something that I see in debit card holders. Literally, it gives you the feeling that you can buy anything you want (well, not everything). EMI options: Some items are off limits as you don’t have tha...

Credit cards are a useful financial tool in saving your money on bill payments, shopping, fuel, mobile recharges, etc. You can get these cards at any of the banks such as ICICI Bank. The bank offers you a wide range of credit cards with unique features and benefits. Every ICICI credit card comes with a different credit limit and advantages. ICICI Bank sets a credit limit of the card to control the purchasing power of the individual. The limits can vary based on the card it offers to an individual. Not only that, even the eligibility will vary. Let’s read all that and more in this article. Types of credit card offered by ICICI bank Standard credit cards : Most of the banks and NBFC offer you this type of credit card. This card does not have any special rewards and discount offers, It just has a low-interest rate. ICICI bank provides this type of credit card to the customer, who doesn’t make use of the card but have one for the emergency need. Some standard ICICI credit card a...

Getting a credit card in your pocket these days is too much easy for an individual as every leading Indian Bank and Financial institution is providing the facility of credit cards to their customers with various reward points structure, cashback offers and some other amazing features made according to your needs. Credit Cards give you the much needed financial backing in this fast-paced life. But the options are so abundant that choosing the right kind of credit card which perfectly suits all your spending habits and financial needs is a pretty daunting task in itself. The offers are so lucrative that most of the time, people fall for it without giving heed to their actual needs. So it’s important that while choosing the right credit card for you, look at all the features closely and then decide about it. HSBC is one of the leading private banks of India that also provide the facility of Credit Cards to the customers. Having served over 40 million customers since its inception, ...

Credit Cards have become a common necessity in today’s world. It is kind of a financial tool that empowers a person to make purchases on credit which means you buy anything and then repay within the due date. A credit card is an extraordinary financial tool if used correctly and with the right intentions and if a person only uses it in the covering all his pretty important expenses. In a way, a credit card makes you financially empowered. Among all the banks and financial institutions which provide credit cards, it is worth to look at the Bajaj Credit Card if you’re looking for a credit card which is perfect for your financial needs. A credit card not only helps you in buying the long-durable things but also the daily groceries, online shopping, dining and even on movie tickets. What if I tell you that you can have the advantages of four cards in a single card? Well, a Bajaj Credit Card with the collaboration with RBL Bank gives you the offer of four services of Cash Card, Credi...