Bandhan Bank Loan Interest Rate for All Types

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All types of loans are available at Bandhan Bank and if you want to get the information related to them, this article is a must-read for you. Bandhan Bank loan interest rate for all the products is given in this article. You may go through the features of all types of loan at Bandhan Bank.







It will help you analyze what is different from other banks. Bandhan Bank loan interest rate for different loans are dependent on MCLR. So, read this article and see whether or not the offerings are attractive to you or not.

Bandhan Bank Loans

  1. Personal Loan
  2. Home Loan
  3. Business Loan
  4. Loan Against Property
  5. Gold Loan
  6. Two-Wheeler Loan

Bandhan Bank Personal Loan

  • Interest rate - 15%-15.61% p.a.
  • Loan Amount - Rs. 5 lakhs
  • Tenure - 36 months
  • Processing fee - 1% of the loan amount + GST

Bandhan Bank Home Loan

  • Interest rate - 10.45% p.a.
  • Loan Amount - Customized loan amount
  • Tenure - 180 months
  • Processing fees - 1% of the loan amount + GST

Bandhan Bank Business Loan

  • Loan amount - ₹ 25 lakhs (Maximum)
  • Loan Tenure - 5 years Including moratorium period of maximum 3 months
  • Margin Working capital – 25%
  • Term loan – 25%
  • Repayment period - 60 months (EMI)
  • Base Interest rate - 12.00%

Bandhan Bank Loan Against Property

  • Tenure - 180 months
  • Interest rate - 12.41%-14.34% p.a.
  • Loan Amount - customized
  • Processing fees - 1% of the loan amount

Bandhan Bank Gold Loan

  • Interest rate - 16% per annum
  • Tenure - 36 months
  • Processing fee - 1% of the loan amount

Bandhan Bank Two Wheeler Loan

  • Interest rate - 15.50% per annum to 16.81% per annum
  • Processing fee - 3% of the loan amount + GST
  • Tenure - 3 years

Bandhan Bank personal loan eligibility

  • Salaried and Self-employed Individuals both are eligible to apply.
  • The minimum age of the individual should be 21 years at the time of availing a loan.
  • The maximum age of an applicant should not be more than 57 years at the time of loan maturity.
  • Applicants should have a minimum relationship of 6 months with the bank.
  • The Bank Account of an applicant should be operational with minimum 1 credit and 1 debit-customer induced entry, per month.

Documents required for personal loan at Bandhan Bank

  • Identity Proof: Passport/PAN card/Voter ID card/driving license/Aadhar #
  • Address proof: Passport/PAN card/Voter ID card/driving license/Aadhar #
  • Signature Proof: Passport/PAN card
  • A Photograph
  • Last three months’ salary slip & Form -16 for 1 year for salaried *
  • ITR for last 2 years with computation of Income, Balance Sheet and P & L a/c for self-employed
  • Original KYC documents will be required for verification at Branch for Online Application
Bandhan Bank Personal Loan EMI Calculator

  • Loan Amount- ₹30,00,000
  • Tenure-5 years
  • Interest Rate- 15% p.a.

The payments from your end will be as follows:

EMI: ₹71,370
Total Interest Outgo- ₹12,82,187
Total Amount (Interest + Principal) - ₹42,82,187

  • Loan Amount- ₹30,00,000
  • Tenure-5 years
  • Interest Rate- 18.29% p.a.

The payment will be as follows:

EMI: ₹76,654
Total Interest Outgo- ₹15,99,261
Total Amount (Interest + Principal) - ₹45,99,261
Location: India

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