Loan & Finance Tips on Your Finger Tips

Allahabad Bank is one of the renowned public sector banks offering a variety of home loans to meet different needs. It provides loans for a variety of purposes such as purchase, construction, furnishing, etc. Plus, the bank offers home loans to salaried, self-employed or even a pensioner. It also has a commercial real estate scheme (CRE) for all eligible applicants. To gauge whether the loan fits your budget or not, it’s important to glance at Allahabad Bank Home Loan EMI Calculator . Let’s use the calculator for different housing schemes that the bank offers. Firstly Know the Basic Function of Allahabad Bank Home Loan EMI Calculator The calculator estimates the Equated Monthly Installment (EMI) on three factors - loan amount, tenure and interest rate. You can use the calculator online to make the calculation. The EMI as you know is a combination of principal and interest. So while using the calculator, you can also get to know of the interest needed to be paid over the cours...

Bank of Baroda (BoB) is one of the largest public sector banks offering a slew of credit cards to ensure you shop galore while also earning out of the same through rewards, cashback, etc. Of the credit cards that the bank offers, the Platinum Credit Card gains most of the traction because of its wide-ranging features including its affiliation with MasterCard International that makes it valid all over the world. Let’s check out Bank of Baroda Platinum Credit Card details in this article. Bank of Baroda Platinum Credit Card Offers at a Glance The card comes attached with the following benefits. The card is accepted at more than 70 million outlets and over 1 million ATMs globally Earn 2 loyalty points for every ₹ 100 spent on the card There won’t be any annual fee on spending ₹ 1 lakh in a year and making regular payments Air accidental death cover of ₹ 15 lakhs 5 lakh cover for accidental deaths other than resulting fr...

State Bank of India is a well-known and largest bank for the public sector. It offers financial help in the form of a personal loan to overcome any requirement that might occur in daily lives. Many borrowers prefer SBI personal loan over others due to its low processing charge and an amazing interest rate. On top of that, there is no requirement of collateral or security with SBI. SBI allows one to get a good amount as loan in a matter of a 3-5 business working days whether it is online apply or in a bank branch. It is essential to make sure that the documents are to the mark and there is no error during submission time. Why Personal Loan SBI? There are a number of reasons that makes SBI personal loan a good choice. One of the major factors is the SBI bank EMI calculator that allows easy calculation of total EMI to be paid per month. Other than this, there are several reasons that make SBI an ideal choice for a personal loan. The total loan tenure goes up to 5 years while...

A personal loan is a type of unsecured loan that covers several things such as vacation expenses, medical emergencies, etc. It shields several other charges that might occur during the lifetime. The personal loan might be a bit expensive but the best part is that there are not many restrictions on it. However, there are several tax benefits that one can claim due to a personal loan. But it has some terms and conditions since it is not available on all IDFC first bankpersonal loan types. Tax Benefits on Personal Loan When it comes to personal loan tax benefits than the purpose of taking the loan is considered. If the purpose falls under the criteria of tax benefit only then the consideration will proceed further, otherwise, it will not move forward. These are the major cases for which personal loan tax benefits are reliable. Business purpose - It is one of the major considerations that is done while taking a loan. So, if the amount of personal loan is invested ...

In the 21st century, the main focus of customer is on entertainment, satisfaction and effortlessness in doing work. There are so many products in the market, this urges customers to shop and invest in it. However, finance can be a major issue in this practice that makes customers apply online for Bajaj EMI card or credit cards. There is no doubt that credit cards are the most popular choice but it is wise to go for Bajaj EMI card. Reasons to apply for Bajaj Finserv EMI Credit Card There are so many benefits of purchasing EMI Credit card that makes them better than conventional credit cards . Some of them are listed below: Enhanced Shopping Experience - Want to purchase that shiny laptop or iPhone that was launched last week. In such expensive cases, EMI options are an ideal choice for customers. The main reason is that it allows one to avail instalment payment option easily. However, on a proper calculation, we pay a lot more than the actual cost of a pro...

Credit cards have become a basic requirement for individuals. They are considered as the maximum amount that a user can claim to use. There are a plethora of options that can be claimed by customers. Each of them has some major benefits and offers for cardholder along with the maximum amount. One such option that is adopted by the customer is an option of American Express. However, the card limit is something that is different for every cardholder. The best thing is that the American Express credit card limit in India can be increased and decreased. On the other hand, it is possible to have over-limit charges in case one cross credit limit. Boost American express credit card limit in India No matter how wisely one utilizes their credit card, it is possible that a boost is required. In such a case, it is essential to follow these tips that can help in enhancing the required limit. Understand the credit card limit - If you have no idea about current American Ex...

They say better late than never. It fits aptly in the case of the ongoing DDA Housing Scheme 2019, which made many wait for eternity until it finally became live on March 25 this year. It will continue till May 10, 2019. Initially, the talks were for a June 2018 launch, the plan got delayed till December last year. After much delay, the scheme is now on for all of you to apply and get a chance to buy a home, if selected in the lucky draw to be conducted by the DDA officials in the presence of independent observers on a specified date. In all likelihood, you would be anxious to click on Apply DDA Housing Scheme button and hope your pops up in the lucky draw, isn’t it? But before that, it won’t be bad to glance at the details of the housing scheme. How Much Flats Has the DDA Put on Sale? The DDA is going ahead of its previous housing scheme 2017, wherein it had launched 12,000 flats, by putting as much as 18,000 flats on sale in this year’s scheme. Of the 18,0...