Which Bajaj Credit Card Will Be Best For Your Lifestyle And Daily Needs?

Credit Cards have become a common necessity in today’s world. It is kind of a financial tool that empowers a person to make purchases on credit which means you buy anything and then repay within the due date. A credit card is an extraordinary financial tool if used correctly and with the right intentions and if a person only uses it in the covering all his pretty important expenses. In a way, a credit card makes you financially empowered. Among all the banks and financial institutions which provide credit cards, it is worth to look at the Bajaj Credit Card if you’re looking for a credit card which is perfect for your financial needs. A credit card not only helps you in buying the long-durable things but also the daily groceries, online shopping, dining and even on movie tickets.

What if I tell you that you can have the advantages of four cards in a single card? Well, a Bajaj Credit Card with the collaboration with RBL Bank gives you the offer of four services of Cash Card, Credit Card, Loan Card, and EMI Card in a single card. It is the amalgamation of four extraordinary services into a single credit card. In this article, you will get to know about the various types and benefits of Bajaj Finserv Credit Card.

Prominent Features of a Bajaj Credit Card:

• Bajaj Credit Card gives you the Effortless EMI Conversion feature to you by which any purchases over Rs 3,000 will convert into the easy repayment options so that you can repay them easily.
• Using the Bajaj Supercard, you can withdraw cash from any of ATMs in India with zero interest within the 50 days of the transaction. You only have to give a nominal 2% processing fee to achieve your emergency cash needs.
• Bajaj Finserv only demands a minimal and hassle-free documentation process and you’ll be having your credit card within a few days of your application date.
• With every purchase through your Bajaj Credit Card, you’ll get a 5% cashback on the down payment of the amount.
• You can save up to Rs 55,000 a year by using Bajaj Finserv Credit Card.
• Bajaj Credit Card offers amazing reward points on your every transaction which you can redeem on your grocery shopping, movie tickets, and online shopping.
• You can also improve your CIBIL score with punctual repayment of your dues which will help you in the long run.

Bajaj Finserv mainly has 7 types of Credit Cards with exclusive advantages and impeccable reward points structure. These are Platinum Plus First-Year-Free SuperCard, World Prime SuperCard, World Plus SuperCard, Doctor’s SuperCard, Platinum Choice SuperCard, Platinum Choice First-Year-Free SuperCard, and Platinum Plus SuperCard. You can choose the best one among these according to your needs and repayment capabilities.

Eligibility Criteria for having a Bajaj Credit Card:

One must need to fulfill certain eligibility criteria to have a Bajaj Finserv Credit Card which are as follows.

1. The applicant’s age should be between 25 and 65 years.
2. The CIBIL Score of the applicant must be over 750 to get a Bajaj Finserv Credit Card.
3. An applicant must hold the Bajaj Finserv EMI Network Card.
4. You should be an existing customer of Bajaj Finance Limited.
5. You shouldn't be a defaulter to be eligible for Bajaj Finserv Credit Card.