ICICI Credit Card For a Hassle-Free Experience

Credit cards are a useful financial tool in saving your money on bill payments, shopping, fuel, mobile recharges, etc. You can get these cards at any of the banks such as ICICI Bank. The bank offers you a wide range of credit cards with unique features and benefits. Every ICICI credit card comes with a different credit limit and advantages. ICICI Bank sets a credit limit of the card to control the purchasing power of the individual. The limits can vary based on the card it offers to an individual. Not only that, even the eligibility will vary. Let’s read all that and more in this article.

Types of credit card offered by ICICI bank

Standard credit cards: Most of the banks and NBFC offer you this type of credit card. This card does not have any special rewards and discount offers, It just has a low-interest rate. ICICI bank provides this type of credit card to the customer, who doesn’t make use of the card but have one for the emergency need. Some standard ICICI credit card are ICICI Bank American Express Green Credit Card, ICICI Bank Online Credit Cards, ICICI Bank Sterling Silver Credit Cards and ICICI Bank VISA Mini Credit Card.

Travel credit cards: These types of credit cards are for regular travelers and offer miles on purchase of flight tickets. It also offers many benefits on flight bookings while also providing lounge access at both domestic and international airports. ICICI Bank provides a variety of travel credit cards to the customers. Some travel credit cards are as follows- ICICI British airways classic credit card, Jet Airways ICICI Bank Credit Card and MakeMyTrip ICICI Bank Credit Card.

Fuel credit cards:  The fuel credit cards are useful for individuals who spend a lot of money on refilling their vehicle. The card will help you reduce the fuel bill by providing cashback and reward points. Some ICICI fuel credit cards are ICICI Bank HPCL coral Amex credit card, ICICI Bank coral visa credit card, etc.

Premium cards: ICICI Bank provides the premium card to an applicant who is the existing account holder and loan customer of the bank. These cards come with a higher credit limit in comparison to other ICICI credit cards. You can enjoy 40 days of interest-free credit period as well as get cashback, multiple rewards and more. ICICI Bank offers you a variety of premium credit cards such as ICICI Bank Diamant Credit Card, ICICI Bank Emeralde Credit Card and ICICI Coral Credit Card. You can also contact ICICI credit card customer care number for credit card queries or to increase the credit limit.

Eligibility to apply for ICICI credit card

• You must have a minimum age of 21 and a maximum of 60 years.
• ICICI Bank offers credit cards to both salaried and self-employed individuals.
• Monthly net income should be at least Rs. 20,000 for salaried applicant.
• Annual income should be INR 3 lakh for a self-employed applicant.
• No due or penalties of the previous loan.
• Permanent address proof.

How to apply for a credit card?

User can easily apply for a credit card, you just need to visit your nearby ICICI Bank branch and fill the credit card application form. You can also do the same using the ICICI Bank app or visiting the official website.

• Enter the www.icici.com website.
• Click on the “credit card” option.
• Choose your desired credit card.
• Fill the details & upload the required documents.
• After that, click on the “submit” button.