Use Bajaj Finserv Personal Loan To Meet Unexpected Expenses!

You can take help from Bajaj Finserv and get support in a financial crisis. Because getting a loan is just about meeting your emergencies. And at an attractive rate of interest, you can afford the Bajaj Finserv personal loan. You don't need to worry about the payment, as you get a loan duration of 60 months. And the payment of the loan can be made in equated monthly installments, read and know how to pay the EMIs, and why Bajaj Finserv personal loan is an ideal loan for you.

Lowest EMI on your borrowed amount!

The borrower gets the advantage of having the lowest EMI, using which he/she can afford to manage the EMI payment. Bajaj Finserv personal loan carries an interest rate of 12.99% onwards. And it can be low or high depending on your loan eligibility. That means if you are a highly eligible applicant, then you can get a lower EMI and the desired amount. Otherwise, vice versa would be the case. You can use the Bajaj Finserv EMI calculator for the accurate EMI result, just follow a few steps to generate the EMI.

1. Visit the Bajaj Finserv official website
2. Select personal loan calculator from tools
3. Mention your loan, interest rate and tenure
4. Check the EMI, interest rate and principal amount

Advantages of Bajaj Finserv Personal Loan!

Except for the EMIs, there are several other benefits you can avail from the loan and those are as follows.

Use Flexi personal loan: You can have an option to get 45% lower EMIs to the borrowed amount. And this offer is valid if you get the Bajaj Finserv personal loan under Flexi EMI. It gives you an overdraft facility with which you can withdraw from your loan limit. And the interest is charged on the used amount.

Regular v/s Flexi personal loan: To make your choice, you can compare both of its features. The regular Bajaj Finserv loan offers loans up to INR 25 lakh on Flexi personal loan, you can borrow up to your credit limit. The interest rate is fixed on the loan amount on Bajaj finserv personal loan. Your interest rates charged on daily reducing balance on Flexi personal loan.

Apply for the loan online!

The loan process is digital, and you don't need to visit a branch. Just go to the Bajaj Finserv website and fill up an online application form and submit. You get an instant answer to your application in 5 minutes. Once you get the approval it takes less than a day to get your funds to the account. To make payment for the Bajaj Finserv personal loan, you can use the following methods.

ECS: The electronic clearing service auto-debits the EMI amount from your bank account. Just select the date of payment and submit the ECS form along with the documents of income or KYC details.

PDCS: Pay offline and submit the cheque to Bajaj Finance by giving a post-dated cheque. The customer can swap the cheques anytime to avoid the bounce charges of INR 600 to INR 1,200. 

Now, make your financial situation stable with the Bajaj Finserv personal loan and pay 4% of your loan for the processing. You can part pay or prepay the loan with zero charges on it.