How Will The HDFC Money Back Credit Card Give You Double Cashback?

Gone are those days when having a credit card in someone’s pocket was a rare sight, it is such a common sight in today’s world that a few people are having more than one credit card. You must be thinking about what is there special in a credit card facility because of which so many people are opting for it? Well, a credit card gives amazing cashback offers and reward points on every spend they make. Today, almost all the banks and finacial companies of India provide the credit card facility to the customers.

HDFC Bank is one of the leading private banks of India that provides a wide array of banking products to individuals such as personal loan, home loan, loan against property, etc. HDFC lets you avail of a range of credit cards from which you can choose the one which is most perfect for you because the credit cards provided by it possess features exclusively catering to the needs of different individuals. One such card is the HDFC Money Back credit card which is a huge hit among the users because of the amazing cashback offers it provides to them. In this article, we will be telling you about the various features of the HDFC Money Back credit card, what are the application process and eligibility criteria. So keep reading!

Let’s have a look at some of the amazing HDFC MoneyBack Card Benefits:

Cashback Offers: All the reward points that you’ll earn can be redeemed against cash. That’s why it’s called Money Back credit card. You will get a cashback of INR 20 against 100 reward points.

Reward Points: One of the many HDFC Moneyback card benefits is that you will get 2 Reward Points on every INR 150 you spent. Also, when you will do online shopping with your HDFC Money Back Credit Card, you will get twice the reward points that you normally get.

Fuel Surcharge Waiver: You will get 100% of the fuel surcharge waiver every time you do any kind of fuel purchase. Though, you can get a maximum of INR 250 in a billing cycle.

Interest-Free Credit: You will be eligible to get the first 50 days from the day you make the transaction as the interest-free period, which means that you won’t have to pay any kind of interest on the purchases you make. Also, the interest rate on the revolving credit is quite affordable.

Security: With the EVM Chip-enabled on your card, you will get total security against any kind of mishappenings. Even if your card is lost or stolen, you won’t have to be liable for any kind of fraudulent transactions if you report about it as soon as possible. 

Fee and Charges: You’ll have to pay INR 500 as an annual membership fee which can be waived off by spending INR 50,000 before the renewal date.

How can you apply for HDFC Money Back Credit Card?

Now after knowing all the amazing features of this card, if you want to apply, then you just have to visit the official website of HDFC and there go to the credit cards section over there. You’ll see the HDFC Money Back Credit card there. By filling a few details, such as your name, phone number, email id, etc. The representatives will call you back regarding your application.

Eligibility Criteria for getting HDFC Money Back Credit Card:

You can have a look at the necessary conditions to get your hands on this credit card mentioned below.

• This card can be availed by both the salaried and self-employed individuals. 
• For salaried employees, the age ranges from 21 to 60 years of age. 
• For self-employed individuals, the eligible age ranges from 21 to 65 years of age.
• The applicant must have a regular source of income.