Dhani Instant Personal Loan For Customers!

You can download the Dhani app and apply for a personal loan. You can insert your KYC and income details and get a loan in 24 hours from the Dhani app. Indiabulls provides loans to customers from INR 1,000 to 15 lakh for personal financial requirements. With no collateral security, you can apply for the loan online and get the benefit of instant personal loan sanction. Read and know about the details and features of Indiabulls personal loan.

Lowest interest rate for fund requirements!

Indiabulls gives the lowest interest rate to your loan that is starting from 13.99% per annum. And you can pay the loan and interest rate of your instant personal loan in equated monthly installments. The maximum duration of 3 years if offered to the customers to pay the entire loan in EMI. You aren’t liable for any repayment on your loan, if you borrowed a loan less than or equal to INR 20,000. You can compute the EMI of your personal loan using the online calculator. Just insert your details of the loan to generate the EMI. 

For example, if you borrowed INR 40,000 at 14.15% interest rate then your EMI may be INR 1,401. The total amount of interest you pay during the 36 months of tenure would be INR 9,446.

Eligibility for Instant personal loan!

To apply for the loan, you need to meet the following criteria first.

• Indian citizen
• Age above 21 years
• Regular income 
• Salaried or Self-employed 

And to prove the eligibility, you need to submit a few documents which are the individual Aadhar card PAN card and bank details. Salaried can submit their salary slip to Indiabulls whereas self-employed can prove their income via bank statement. You don't have to go outside your home to submit the documents, download the Dhani app or visit the Indiabulls website to apply for an instant personal loan.

Apply for loan online

You can apply for the loan by going to the Indiabulls website and filling an online application form. You can also make this procedure a lot easier by downloading the Dhani app. Open the app and mention your number and enter the OTP to register. After the registration, you can select the loan and provide the KYC and income details. Once, you get the approval from the NBFC, you need to submit 3% of your loan to process it further. And the loan is disbursed to your account quickly after the sanction. Using the loan amount, you can plan the unexpected expenses such as medical emergencies, financial crises and big purchases. The user can pre-pay or close the loan early by paying 5% of the outstanding amount. Prepayment or foreclosure fee is applicable if you have borrowed above INR 20,000. So, get your Instant personal loan from Dhani app, and meet all your financial problems within a few seconds.

Now, borrowing a loan is a lot more easy for the customers with Indiabulls online service. And the payment of EMI brings special points to the customer with which they can do daily bill payments or get discounts on shopping. All your solutions are in a single mobile app Dhani.