Take CIBIL Help To Get a Free Credit Score Account Online!

The credit bureau role comes when you need to borrow a high loan or buy a new credit card. And one of the trusted bureaus Transunion CIBIL offers you a free credit score. The 3-digit number that makes your loan or credit card approved faster can also slow down the journey if it is low. So the most important thing is to know your credit score and with CIBIL, you can do this for free. Read and know how to make a free CIBIL check online.

Use a free CIBIL account!

To know your CIBIL score online you need to have a CIBIL account. And for this, you have to go through 3 simple steps that are mentioned below.

• For a CIBIL account first fill up your details such as name, mobile and PAN in the online form and submit.
• Then verify your details by giving the OTP that was sent to your registered number.
• Once you enter the OTP and it is verified select the username and create a password.

In the 3 steps, you will get a CIBIL account in 4 hours. After that, you can make a login to your CIBIL account and find your credit score.

Is a credit score of 700 mandatory for approval?

It is not necessary to have a CIBIL score of 700, because the need of credit score may vary from lender to lender. As some lenders can approve your loan if your score was below 700 and range between 600-650. But, this could happen only in exceptional cases such as if you have a relationship with the bank or financial institution.

And for the approval, if the 700 CIBIL is required, then you can use the below mentioned tips for a high credit score.

• Pay the loan due and credit bills if they are affecting your score. Or transfer the loan outstanding to a new loan or card for easy payment in equated monthly installments.
• Check your credit report from CIBIL and look for any errors if they are bothering in having a high CIBIL.
• Remove the due payment from your credit history and use the loan or credit card smartly so it can’t affect your CIBIL in future.

Pay to CIBIL for a managed credit score!

If you don't need to be worried about your credit score in the future, then you can subscribe to the paid CIBIL. Using the paid plan you can get instant alerts from the credit bureau whenever your score starts reducing. To use this feature you just need to spend INR 550 from your wallet. And the payment can be made via debit card or online banking service. Under the paid CIBIL plan, you get unlimited access, score simulator and the best loan and credit card offers. 

Now, make your loan approvals easier with the CIBIL and get suitable offers based on your credit score. Once the loan is approved by a bank or NBFC, you must pay its EMI on time so that there would be no need to improve the score later and can get the loan easy sanction.