Loan & Finance Tips on Your Finger Tips

The Delhi Development Authority (DDA), after much delay, finally launched the housing scheme 2019 on March 25 this year. The scheme will run till May 10, 2019. The reason for the delay is attributable to the construction work that was happening in the flats to be put on sale. The one and a half month scheme would see the application for nearly 18,000 flats put on sale by the housing authority. The flats are mostly located in Narela and Vasant Kunj. What adds to the popularity is the linkage of credit-linked subsidy (CLSS) with the DDA Flat scheme. Read this article to know more about the housing scheme. How Will the DDA Distribute Flats to Applicants? As stated earlier, the DDA is likely to put approximately 18,000 flats on sale in the scheme. Of the total number of flats, the DDA will allocate 8,300 LIG, 7,700 EWS, 1,550 MIG and 450 HIG flats to the winners of the draw, which is going to be conducted in some days after the scheme gets over. Location and Price Range of ...

Checking credit score is becoming a routine these days as people know the importance of it in the approval of loan or credit cards. At a time when a lot of credit applications are reaching the bank desk, chances of credit default have widened. And so, lenders assess the loan application from different perspectives. They not only make a credit score check but also have a keen eye on the repayment history of individuals before disbursing a loan or issuing a credit card. So, if you are yet to take a plunge in the world of credit, you must know the significance of credit score check. You can thus read this article which would detail the in and outs of credit score. What is a Credit Score? The credit score is a numeric representation of the repayment history of an individual. Individuals having a minimum repayment track of 6 months would be assigned a score from credit bureaus such as CIBIL, Experian, Equifax, etc. Of the credit bureaus that are mentioned, CIBIL ...

The overdraft facility is increasingly offered to help people deal with any unforeseen circumstances that can strike them anytime. Over the years, businessmen used to avail this facility the most to meet the business exigencies. Call it the need of the customers or the desire of banks to bring more people under the beneficiary list of this service, the overdraft facility is now available to even the salaried class who has had to go through several ups and downs these days. And, if you are unaware of Overdraft Facility India , you can know the same in this article. Banks That Offer Best Overdraft Facility in India All the major banks such as the State Bank of India (SBI), HDFC Bank, ICICI Bank offer overdraft facility to eligible individuals. Let’s check out the overdraft offers of these banks one after another. SBI Overdraft Facility The country’s largest lender State Bank of India is quite elaborate in terms of overdraft offers. SBI overdraft facility is available to...

The credit score is a result of servicing loan or credit card dues for a minimum of 6 months. The magnitude of the score represents your creditworthiness for the fresh credits you apply for. The score varies based on the repayment you make from time to time. A good score is elementary to you getting a fresh loan or credit card application approved. You can thus check your credit score online before applying to prevent any frustration that may creep in the event of application rejection due to a poor score. The score can be checked on the website of many credit bureaus such as CIBIL. How to Check CIBIL Score Online? The steps to check the CIBIL score online are explained below for you to take note of. Visit the official website of CIBIL Create your account by mentioning your name, email address, mobile number, identification number with respect to the identity type you choose Create a password conforming to the requirements laid down in...

Citibank remains on the forefront when it comes to offering credit cards in India. It offers cards of different categories - cashback, rewards, travel and fuel - to eligible applicants. These cards are namely Citi Cash Back, Citi PremierMiles, IndianOil Citi Platinum and Citi Rewards. There are a bundle of benefits that cardholders using any of these can avail. To continue enjoying the benefits and maintaining a good credit score, it is vital to pay Citibank Credit Card dues on time. If you are not aware of the modes by which you can pay the bills, you better know the same in this segment of Citibank Credit Card Payment Offers . How to Pay Citibank Credit Card Dues? The dues can be paid from the Citibank savings or current account or the account held at any other bank. Let’s check out the ways applicable to Citibank account holders and non-Citibank account holders. Payment Option for Citibank Account Holders These individuals can set up a standing instruction either v...

Bandhan Bank, which got converted into a bank from being a non-banking finance company (NBFC) in 2015, is now running its operation with 986 branches, 480 ATMs and 3,014 Doorstep Service Centres (DSCs). At the time of being launched as a bank, the total number of branches, ATMs and DSCs was 501, 50 and 2,022, respectively. The bank offers a wide suite of banking products in both deposits and advances. While Bandhan Bank serves the retail clients pretty well, it also helps farmers raise crop production by offering them Kisan Credit Card, which actually is a term loan aimed to boost their agriculture and allied activities. So, don’t wait, click on Bandhan Bank Credit Card Apply Online option and avail the loan to boost your agricultural produce. Know Bandhan Bank Kisan Credit Card Details Before Applying The loan can be availed to fund short-term cultivation requirements, post-harvest expenses, in addition to ensuring consumption, maintenance and investments for farming and a...

LIC Housing Finance Limited is one of the most trustworthy housing finance companies in India. The fact that LIC HFL disburses loans for several purposes such as purchase, construction, renovation and extension of homes makes it an exciting prospect for customers. What also counts for LIC HFL is the quantum of loan it disburses to applicants. As much as 75%-80% of the property cost can be financed from the housing finance firm as a loan. While the salaried can get a maximum of 30 years to repay the debt, self-employed would need to do so over a period of up to 20 years. However, you must look at Home Loan Calculator LIC HFL as it is vital to ensure you don’t face any issue by the time the loan repayment kicks off. Let’s check out the function of the calculator here. How Does the LIC HFL Home Loan Calculator Work? There are different home loan calculators that you must use to get an idea of the expected loan amount, EMI and interest outgo, etc. These calculators come with spe...