Why It is Important For You To Know Everything about ICICI Personal Loan?

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Availing a loan is not an easy thing. You need to search and compare different lenders so as to find the best one, offering you an ideal deal. So, if you are someone who is still in a dilemma, we are here to help. Today, in this article, we are going to talk about ICICI personal loan, one of the renowned names in the industry worldwide known for offering the best personal loans deals. Take a look at the article below to know more about the same:

Interest Rates

The first and foremost thing before starting a loan journey is none other than knowing the interest rates. Currently, this lender is offering the loan to the applicants at the personal loan interest rates of 10.99%-18.49% per annum. With this range, it would not be wrong to say that applicants can enjoy a hassle-free journey. Yes, the lower rates you have, the better it is for you in the long run. With this range, you can expect to get the affordable EMIs that will automatically reduce your loan burden. Well, it's not only the monthly installments but the Interest Outgo also get affected by the interest rates offered by a lender. Thus, there is no denying the fact that with this range, you can expect to enjoy the best of the journey as less burden will be there on your shoulders.

Credit Score

Another important factor that plays a pivotal role in the journey is none other than your three-digit numeric summary. Yes, we are talking about your credit score that actually helps you in the loan process so that you can have the best journey. Before offering the loan, the lenders always pay attention to the score and soon after evaluating the same decide whether an applicant is worthy for a loan or not. Usually, in case of a personal loan, a score of 700 or above out of 900 is considered to be good enough in grabbing the best deal. So, make sure you have maintained the same so as to get the best deal.

Eligibility

Before approaching a lender, make sure you have met the required criteria for ICICI personal loan online. Yes, different lenders have different norms related to the same and it is important for you to know the same before approaching a lender. Talking about this lender, it offers the loan to the applicants after taking into account many factors such as-age, income, work experience, stability, etc. If an applicant meets the criteria above, it would be easy for him/her to get the deal in the best way.

EMI

Make sure your monthly installments are pocket-friendly so that you can have a hassle-free journey. Calculate your EMI in advance with the help of a personal loan EMI calculator so as to know the exact and accurate values that will help you to take a calculative decision. With the help of knowing your EMIs in advance, you would be able to plan your loan accordingly.

Location: India

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