ICICI Personal Loan Interest Rate: Offered By The Bank The Lowest Interest Rate

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If you are interested to know, ICICI personal loan interest rate so that you can use their product freely without any hurdle. Why do you need to check the rate? To compare and know that they give the lowest interest rate.

The ICICI personal loan interest rate starts at 10.99% to 18.49% with up to Rs 40 lakhs loan amount for five years. You should know the other rates too like processing fee Rs 999 to 2.25% of the loan amount with GST and prepayment charges 5% of the principal outstanding with GST. The interest rate can clear your views about the ICICI bank can give you the lowest rate as compared to the other financial companies. Well, ICICI bank is the topmost bank in the private sector which can give services from the medical emergency to make payments for shopping, credit card, and all.

ICICI Personal Loan: Reason To Choose The ICICI Bank

A personal loan can apply for any purpose be it a professional or personal. That’s why it’s important to know the uniqueness of the ICICI personal loan offer.

  • Customized Personal Loan: They offers personal loans with the maximum loan amount up to Rs 20 lakh. You can also choose the loan repayment option between 12-60 months as per their convenience.
  • Rate Of Interest: On ICICI personal loan, they offer rate which is starts from 10.99% onwards.
  • Quick Loan Approval: You can apply online to get quick loan approval. ICICI bank facilitated fast loan approval and disbursal making it time-saving and convenient for the customer.
  • Minimal Documents: To get the ICICI personal loan, so they provide the simple steps to follow and apply.
  • No Collateral Required: There is no collateral required to get a personal loan from ICICI.

Check Document List For Instant Approval

To get the instant approval, you should check the required documents. For a salaried, age should between 23 to 58 years, minimum net monthly income should be Rs 17,500 and for Delhi or Mumbai applicant the minimum net monthly income should be Rs 25,000. For Pune, Kolkata, Chennai, Bangalore, and Hyderabad the minimum monthly income should be Rs 20,000. The minimum of two years works experience with at least one year of current job experience.

For a self-employed, the age should be 28 to 65 years. The minimum turnover should be Rs 40 lakhs in the case of non-professional. Minimum profit should be Rs 2 lakhs for self-employed individuals and tax excluded.

After that, it’s easy to apply for the ICICI personal loan also get to know the ICICI personal loan interest rate and other services.

Need to login the official site and fill the information related to you like your full name, date of birth, gender and professional qualification, total work experience, and current company. Along with a recent passport size photograph, registered email ID or mobile number click on submit button. After submitting your details, they can verify all the details and according to that approval. It’s a basic step to keep in mind while going to apply for the personal loan.

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