Can you say yes to Yes Bank Personal Loan?

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As the name suggests, Yes Bank might sound like an always yes option. But, when it comes to loans, only an eligible applicant can get it. So, only eligible applicants get approval for the loan and for a desired rate of interest.

Yes Bank personal loan may sound reachable to all but it is only given to those who have a good income and overall application profile. In this article, we have brought in the details of Yes Bank personal loan to help you check which are the documents required to apply for the loan. You can keep these documents ready before you plan to apply so that you can experience a smoother process.

Yes Bank Personal Loan Interest Rate

The lowest interest rate for a personal loan is 10.85% per annum. Yes Bank personal loan interest rate is given by keeping into account your income and age. So, if your salary is good and you are a young professional, your personal loan application would be easier in a way that the bank can trust your repayment capacity because you are less occupied with other financial liabilities.

Yes Bank Personal Loan Documents Required

Salaried Individuals
  • Valid Proof of Applicant's Identity (any one of the following): Voter ID Card/Passport/PAN Card/Driving License
  • Proof of Residence (any one of the following): Ration Card/Passport/Utility Bill
  • Proof of Age (any one of the following): Voter ID Card/Passport/PAN Card/Driving License
  • Income Proof: Latest 3 month's Salary Slips and Form 16.
  • Job Continuity Proof: Current Employment Certificate or Current Job Appointment letter and Experience Certificate
  • Bank Statement: Latest 6 month's statement from bank
  • 1 Passport size color Photograph
  • If there are existing loans submit Payment Track Record and sanction letter

Self Employed Professionals
  • Valid Proof of Applicant's Identity (any one of the following): Voter ID Card/Passport/PAN Card/Driving License
  • Proof of Residence (any one of the following): Ration Card/Passport/Utility Bill
  • Proof of Age (any one of the following): Voter ID Card/Passport/PAN Card/Driving License
  • Office Address Proof: Property Document/Maintenance Bills/Utility Bill
  • Office Ownership Proof: Property Documents/Maintenance Bill/Electricity Bill
  • Business Existence Proof: 3 years old Salary Statement/Shop Establishment
  • Income Proof: Latest 2 years Income Tax Returns including Computation of Income/P&L Account/Balance Sheet

Yes Bank Personal Loan account login

When you apply for the loan, you will be given an application ID. You can use this ID to further login and check the status of your Yes Bank personal loan application. It will show whether or not your application has proceeded for rate approval or is there any issue due to which the bank has decided to hold your application.

Yes Bank Personal Loan customer care number

The customer care department of the bank will guide you in times when you have any queries related to the product and also even after you have taken it. For instance, if you an existing borrower of Yes Bank personal loan and somehow your EMI has been deducted from your account or extra money has been deducted or anything related to your loan such as EMI date change etc. will be sorted out by the customer care executives of the bank. So, you can freely contact them.

Yes Bank Personal Loan application status check online

You can check your application status online with the help of user ID and password given to you at the time of applying for the loan online. With this, you will be able to get solution instantly for the delay in the application etc.

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