Standard Chartered Credit Card - Benefits and Features

Standard Chartered Bank is set to offer a large variety of credit cards options with amazing benefits. This different standard chartered credit card allows one to easily cover up their expenses at affordable rates. There are different credit card options that can be availed by the customers. However, before opting for Standard Chartered Bank for Credit Card, it is essential to know its benefits and features.

Features of standard chartered credit card

There are different features of Standard Chartered Credit Card such as:

• Programmer for a good life - The Standard Chartered helps in providing an array of discounts and offers that help in dining, shopping, healthcare, movies, lifestyle, travel, etc.
  
• Rewards - There are different rewards that can be claimed by customers while redeeming and earning them with the help of 360° rewards. These rewards can be with the help of different options such as dining, home, electronics and even fashion. On top of that, if your luck is on your side then you can claim a holiday booking with an exciting offer or discount.
  
• Net Banking - In the digital era, net banking is one of the major requirements of customers. This is mainly due to the increase in online shopping and other aspects that make it essential to work on online payment mode. This has made Standard Chartered Bank come up with mobile application through which payments can be done. In addition to this, it covers a range of facilities such as credit card services, account information, funds transfer, bill payment, digital certificate, etc.
  
• Security - The standard chartered credit card online payments are done in a safe environment that makes it reliable for customers. There are VISA Cards that are used to have secure payment in an environment. However, it might take three business working days to get the payment cleared.

Benefits of standard chartered credit card

Here are the major benefits of Chartered Credit Card that made the customer to use it.

• Interest Rate - There is a lower interest rate on the Credit Card on the total balance. However, the credit balance must be outstanding to make sure that credit scores are increased that will lower the credit score.
  
• Cash free transactions - There is no requirement to carry cash in order to make payments. It can be done through online mode. On top of that, security is maintained for each transaction. In case there is any unauthorized transaction then one can easily report it back to the bank without paying an extra charge for it.
  
• Payment Gateway - Standard Chartered is a global platform that allows one to make payment via 7000+ merchants. This gives global authority for an individual to make online transactions all over the earth.
  
• Assured Savings - There are eye-catching cash backs on phone, fuel and utility bills. There is a point system that can be stored to avail later on. For instance, for INR 150, there is one point as a reward.
  
• Concessions - On the duty-free outlets, one can avail around 5% of total cashback that is a good concession.

These are the vital benefits and features to know about Standard Chartered Credit Card.