How to Make HDFC Credit Card Payment?

As the end of the month closes in, the stack of bills start piling up. You can ignore paying the rest of the bills but shouldn’t ignore paying the credit card bill. Rest of the bills don’t charge you interest or late payment fee for delaying. Ignoring a credit card payment can be quite heavy on pockets. Credit card interest rates can go as high as 30% per annum, which is 2-3% per month. It might seem less while paying monthly but in the long run it’s huge. Normally, new credit card users have difficulty using the credit card. They end up missing payments due to lack of knowledge of when and how to do it. Different banks offer different modes of payments to customers.

HDFC Bank has an array of credit cards which caters to all your needs from shopping to dining to travel needs. These cards come with excellent reward system and high credit limits to help you live the high road. All you got ta do is spend wisely and make timely bill payments. For the ease of convenience, HDFC has issued numerous modes of payment through which you can pay off all your dues. Here is a list of modes through which you can do HDFC credit card payments.

HDFC Bank Net Banking: Why should the payment method be left behind when everything is digitising? Net banking is the future of payments. In some years, people will stop visiting branches for payments and all the payments will be done online. HDFC credit card payment can be done using the net banking facility offered by HDFC. It is highly secure and saves much of your time and energy.

Non HDFC Bank Net Banking: You can also make your HDFC credit card payment through net banking facilities offered by other banks.

HDFC Bank Mobile App: Mobile banking has gained prominence with the internet boom in India. In today’s day and age, everyone owns a smartphone. For customer’s convenience, HDFC has developed a mobile banking app to process all their banking transactions, including credit card payments.

HDFC Bank Mobile Site: For all those who have trouble using the HDFC Mobile Banking App, you can pay your credit card bill via the HDFC Bank Mobile site. Login from your Mobile browser to HDFC’s official website domain. Go to the ‘Credit Card’ tab, under that click on the ‘credit card payment’ tab. Then, make the payment using your HDFC Savings Bank Account.

ATM Funds Transfer: While taking a stroll if you happen to see an HDFC ATM, just enter it and transfer the bill amount from your Savings Bank Account or Current Account to Credit Card Account.

NEFT/ Visa Money Transfer: You can transfer funds from any other bank account to HDFC Credit Card Account electronically.

Cheque/Cash Payment at Branch: This is like the last option for HDFC credit card payment, if you’re not comfortable with any of the above mentioned options. All you have to do is deposit cash equivalent to the bill amount. Or the bank even offers collection agents who will come to your house and collect the cash on behalf of HDFC bank.