How Capri Global Housing Finance Can Help You Realize The House Of Your Dreams?

Sometimes, it gets difficult to avail home loans from many lenders due to the complex documentation procedures. Or, many lenders do not provide the desired loan amount that you want. Sometimes you don’t get the loan for a tenure of longer duration. So, in these scenarios, what is the option you have got? Capri Global Housing Finance takes care of all these issues. Capri Global Housing Finance Home Loan is one of the most sought after loans for borrowers having the aforementioned options. Let’s discuss some of the convincing features of the Capri Global Housing Finance Home Loan:

Loan Amount: As buying or constructing a house is the biggest purchase decision that a person makes. It means that a high financial capital will be needed to fund your dream house. Not all lenders provide that kind of finance. This is where Capri Global Housing Finance offers a helping hand. It provides loan amount upto INR 50 lakh. It ensures that nothing should come in between you and your dreams.

Minimum Documentation Policy: Another striking feature of this home loan is that it does stress out the customer with complex documentation procedure. It just adheres to the basic document norms, which customers find really beneficial. This feature is what makes the Capri Global Housing Finance Home Loan a highly approachable option.

Long Tenure: Many banks and Non Banking Financial Companies (NBFCs) don’t provide a
loan for longer tenure. Such lack disrupts your after loan life as home loan takes a dig at 30-40 % of your salary. Capri Global Housing Finance helps you with this by providing a loan tenure of upto 25 years. However, the longer the tenure of your home loan, the higher will be the interest paid by you. So it’s recommended to assess your repaying capacity and then take the loan.

What is Capri Global Housing Finance Loan Process?

In barely four steps you can avail the home loan from Capri Global Finance. Here’s what you need to do:

• A representative form Capri will help you assist in \filling the loan application form. Once done, the representative will only collect the form from your doorstep.
• A verification for your eligibility will be done, which doesn’t not take much time. Post which, a sanction letter will be issued to you.
• Loan agreement will be executed as soon as possible with disbursal request.
• After which, the loan amount will be credited into your account.

What are the Documents Needed by Capri Global Housing Finance for a Home Loan?

Application Documents:

• Application form
• Passport Photo of whoever has applied for the loan
• Submit KYC Documents (Identity proof, Address Proof)
• Proof of Age for all applicants
• PAN Card & Aadhar Card copy all applicants.

Income documents for Salaried: 

• The latest salary of two months
• Form 16 of the latest year
• The latest six month statement of bank accounts

Income documents for Non-Salaried:

• Copy of recent ITR with Computation for 1 year/ 2 year 
• Profit & Loss Account Statement, Balance Sheet and all schedules for 2 years.
• The latestAudit Report with Form 3 CB / 3CD for 2 years
• Six Months statement of all bank accounts - Savings, Bank, Current, Overdraft and others.

Property Documents: 

• Either of the following - All Agreements, title deeds or Approved Plan etc.
• Anyone among these - Share Certificates / Allotment letter / Possession letter etc.
• Payment receipt or Demand Letter 
• House tax receipt

Miscellaneous Documents:

• Any of these - Sanction Letter,  Foreclosure Statement, List of Documents, Loan Statement of latest 12 Months (Balance Transfer Loan)
• Rent agreement / bank statement with rent credit reflection
• Proof of investments like FD receipts / Mutual Fund statements etc.
• Agricultural land ownership proof etc.