Why Bajaj Finance Personal Loan is One of the Best?

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Bajaj Finserv is one of India’s best Non-Banking Financial Companies (NBFCs). Where other NBFC lenders are providing personal loan at very high interest rates, Bajaj Finserv is keeping it affordable. Be it arranging funds for your child’s wedding or taking the much-awaited trip abroad, Bajaj Finance Personal Loan is the easiest way to make things happen. Loan approval and disbursal is unlike any other personal loan - it’s so quick! Let’s take a look at some other benefits which is sure to make your heads turn.

What are the Benefits of Availing a Bajaj Finance Personal Loan?

Online Application: Loan application for Bajaj Finserv can made by enjoying the convenience of your home. You need not come down to the branch in this scorching heat for a personal loan. Bajaj gives you the option of applying online . Don’t worry, the process is highly secure.

Zero Collateral: How much ever the loan amount is, Bajaj doesn’t demand for any collateral against the loan. Also, no guarantor is required for this loan.

Repayment Flexibility: You have the choice to pick your own repayment tenure from 12 months - 60 months.

Value Added Services: Bajaj Finserv also provides Financial Fitness reports and customized insurance plans to protect loan liability.

Disbursal: Once the loan is approved, the money gets disbursed within 24 hours. The NBFC realizes the urgency of your fund requirement.

EMIs: Bajaj Finance has different loan options under which you can reduce your EMI payments with interest only EMIs. You will just have to pay upto 45% of your EMI. This benefit is a feature under the Flexi Personal loan option.

How to Apply For Bajaj Finance Personal Loan  Online?
I know by reading all these handsome benefits, you’ll be interested in taking the loan. Below mentioned are the steps to get the Bajaj Finance Personal loan online.

Go on Bajaj Finance Personal Loan webpage and click on apply.
  • Go on Bajaj Personal Loan webpage and click on apply.
  • Fill in your personal details and employment details.
  • Choose the personal loan amount according to your needs and also the repayment tenure comfortable for you.
  • Your loan approval will be done within 3 minutes and the funds will be disbursed to your bank account within 24 hours.
What is the Eligibility Criteria to Avail the Bajaj Finserv Personal Loan Online?
  • The individual must be a citizen of India.
  • He/She should be a salaried individual.
  • The age of the borrower should be between the ages of 23-58 years.
  • If the borrower is residing in a Tier I city, they should earn a minimum monthly salary of INR 37,000. People residing in a Tier II city should earn a minimum salary of  INR 27,000. 
What are the Documents needed for the Bajaj Finance Personal Loan?
  • The application form duly signed with two photographs.+
  • Proof of Employment - Employee ID card would do.
  • Proof of Identification - Passport/Aadhar Card/Driver’s License/PAN/Voter Id
  • Address Proof - Passport/ PAN Card/ Mobile Bill/Letter from Employer/ Ration Card
  • Proof of Signature - Passport/ PAN Card/ /Driver’s License/Photo Credit Card/Letter from the bank verifying signature
  • Work Experience Documents like Form 16, salary slip of one year with the current employer and the previous employer. Even appointment letter is required.
  • Business IT returns for the last year for self-employed individuals.
  • Previous year’s turnover duly audited by Chartered Accountant
Location: India

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