Loan & Finance Tips on Your Finger Tips

Everyone has a dream of buying their own house and Fullerton home loans convert your dream into a reality by offering home loans service. The Fullerton is a non-banking financial company (NBFC) that comes up with Grihashakti housing finance company, It is a subsidiary of the Fullerton and provide a number of home loan schemes. Grihashakti housing finance company provide you home loans for purchase of a new house, under-construction property, or commercial property loans. Know more about the Grihashakti home loans in this article. What is Fullerton - Grihashakti Housing Loans? Fullerton India Home finance also known as Grishakti is an entirely owned subsidiary of the Fullerton NBFC, It provides housing loans to the customer to buy or sell a new property, home,  commercial property, balance transfers and so on. Let’s examine the detail features of the Fullerton home loan schemes which are as follows. Fullerton Home Loans To - buy a home, home renovation, house construction ...

DHFL is one of the pioneers in the housing finance sectors and is known for its attractive home loan options. It offers home loan for a variety of purposes from buying a brand new house to under-construction house to buying a resale property. It is the bridge to connect you to your dream house. It is one of the Non-Banking Financial Companies(NBFCs) in India that provides home loans at such convenient interest rates. Since its inception it has put its blinders on to serve its objective - enable access to housing finance to lower and middle income groups. Let’s explore the things that make the DHFL home loan an attractive home loan option. Interest Rates: At the moment where banks & other NBFCs are providing sky-kissing interest rates, DHFL Home Loan Interest Rates that start from 9.75% come as an affordable option. The lender gives its customers the choice to opt between fixed rate of interest or flexible rate of interest. However, you end up paying more interest if you go wit...

What does an EMI calculator do? It makes your calculation of EMI easier by giving you results in an efficient and faster way compared to the manual calculation. While looking for a home loan to buy your dream home, you must have thought about the monthly installments that you will have to pay over the course of a loan. And if you happen to take the home loan without keeping the EMI amount in your mind, it can cause a hole in your pocket. But with the help of the DHFL Home Loan EMI calculator, you can save yourself from this. DHFL is one of the leading housing finance companies in India that provides the best of home loan facilities to its customers at attractive interest rates and flexible repayment methods. So if you are worried a bit about the EMI amount calculation, then worry not because, in this article, we will be telling you about everything about the DHFL Home Loan EMI calculator . Keep reading! What are the details that you’ll need to use the DHFL Home Loan Calculato...

The banks are combining at a faster rate and recently the government has announced the merger of 10 PSBs. But why banks merger is necessary? Because merger provides support to the small or regional banks which are facing a bad financial situation like high NPA ratio. Such as Bank Of Baroda is merged with Vijaya and Dena Bank that provides them a huge benefit, as of now Bank Of Baroda becomes the second-largest public sector banks in India. The aim of this amalgamation is to make the banks a strong global lender. Know more about the banks merging process in this article.  Need of the bank merger Merger of banks supports the small and regional banks to stabilize their financial status, and this can be done by consolidating with a large bank. The problems like lower Non-performing asset ratio can be managed easily because after the merger banks fund are combined together. The State Bank Of India merger with the associate banks and Bhartiya Mahila Bank is one of the most success...

If someone finds difficulty in purchasing goods or any other financial need at that time you require a lump-sum amount and personal loans fulfill your requirement. Union Bank Of India is the largest government-owned bank in India. The bank provides a wide range of banking products and one such product is a personal loan. You can easily apply for a loan and repay the loan amount in monthly EMIs, at a lower interest rate on Union Bank of India. You can easily calculate the loan EMI using UBI personal loan EMI calculator, but how it works find in the article. What is UBI calculator and how to use it? Union Bank of India to ease the loan procedure for the customers provide a loan EMI calculator, it helps in estimating the monthly EMIs of a loan amount. You can easily use the UBI Personal loan EMI calculator as it does not have a complex procedure, just insert your loan details such as borrowed amount, interest rate and the loan duration. After that you will get the EMI of your loan ...

What does the CIBIL score mean? What importance does it hold in getting you any type of credit? What is a good CIBIL score and how can I build a good credit score? If you have all these questions floating in your mind and you have been finding the answers to them for long, then your wait ends now. In this article, we will be covering every important aspect related to CIBIL so that you would have a proper understanding of it. What is CIBIL Score? Credit Information Bearue of (India) Limited (CIBIL), is one of the top credit rating agencies that maintain all the credit-related information of the individuals and as well as companies. It also includes the loan and credit card related details. The agency takes the information from the different banks and financial institutions on a definite interval (monthly). Based on this information, CIBIL issues a Credit Information Report (CIR) (also known as the CIBIL report), and CIBIL score. This CIBIL score decides your fate on getti...

Purchasing a house can exhaust all your life’s savings and upon that you have to take a big loan amount. The misery increases when the home loan interest rates are going skywards. In that case, what option do you have? The oldest and the most trusted public sector bank, SBI, provides one of the lowest interest rates on home loans. The interest rates are as low as 8.25% per annum. Such low interest rates massively help individuals as it lets them manage their finances better. Some other features of SBI home loan interest rates are commendable, like, women borrowers get to have the loan at a lower interest rate than men. How can you ask for the lowest SBI Home Loan Interest Rates? Net Monthly Income: SBI has a close look at your bank statements and salary slips to see whether you have a regular flow of the minimum net monthly income required. If there’s a consistency in your income, you can ask SBI to give you the lowest interest rate. Higher salary amount is always an edge in...

Whenever you are applying for a banking product such as a credit card or a loan, the bank or NBFCs check your credit score. Because the credit score provides an overall report of your account activities. You can easily know your credit score by just login to the CIBIL’s official website. CIBIL is a credit bureau that provides one’s credit score and helps in getting the best or appropriate loan and credit card offers. In this article, you’ll come to know the importance of credit score. Why the CIBIL Score matters? Any bank or NBFC when lend a large amount of money to the borrower, they want to make sure that the person is trustworthy and repay the debt. And one’s creditworthiness is determined by the CIBIL report, which mentions the repayment history of the individual. You can also know the CIBIL score easily by following the steps: Visit the CIBIL’s official website and click on the link for a free credit report Create a CIBIL account Fill a form with personal details with C...

Whenever somebody decides to take a loan from any lender, that lender wants to be sure of that person’s creditworthiness so that the lender has some trust in getting that amount back. And how does the lender measure the creditworthiness of anyone? Well, the answer would be the credit report. Credit report of any individual contains the detailed record of all your credit history such as personal details (name, address, date of birth etc), contact details, information about your employment, inquiry information, credit card information, loan account, etc. The credit report usually have all the details about how well you manage your debt and your payment details, etc for the last 36 months. In a sense, it has all the credit history of an individual. Before giving the loan, the lenders can check the creditworthiness of an individual by checking the credit report given by Transunion CIBIL which is one of the leading credit rating agencies of India. CIBIL report India is also one of th...

Muthoot Finance is one of the few players who has a strong grip over both South India and North India. Only a few Non-Banking Financial Companies (NBFCs) are sailing smoothly at this point.This is one of the reasons that it has so many customers dropping in everyday for personal loans and home loans. Other reasons are high loan amounts, affordable interest rates and no complex loan application procedure. Whether it’s about taking a Euro trip or paying for your child's higher studies - Muthoot Finance Personal Loan solves it all. Of course, the burden of interest is there, but comparatively lesser than the rates of other NBFCs. Muthoot Finance Personal Loan Interest Rate is one of the most affordable ones on the market right now. Let’s have a look at some of the benefits of the Muthoot Personal Loan. What are the Advantages of Opting for a Muthoot Finance Personal Loan? Minimum Documentation: If you meet the eligibility criteria, there are only three document proofs that ...

Forex Card is your best friend on your foreign trips. It is a convenient way to carry foreign currency and pay for expenses on your overseas trips. Many banks or NBFC issues a wide range of Forex Cards that cater to different needs. You can easily pay with a swipe or a wave of your Forex Card for entry tickets, rail and bus passes, taxis, restaurant bills, shopping etc. There is a lot more a forex card can do find out in the given article. Some Top-performing Forex cards in India Let's take a look at some of the best forex cards in India which are as follows: IndusInd Bank Multi-currency Forex card : For a frequent traveler IndusInd Bank Multi-currency Forex card is suitable, as you don’t need to carry foreign currency on your travels when you have this forex card. It can provide you the 14  most widely used currencies in the world such as US Dollar, Euro, Australian Dollar, Pound, Singapore Dollar, Saudi Riyal, Canadian Dollar, etc. You can reload the card up to 8 foreign ...

Where other Non-Banking Financial Companies (NBFCs) are slowly recovering from the shakes of NPA accounts and the IL&FS crisis, Mahindra Finance has stood out in terms of loan growth and recovery from past bad loans. It has made exponential profits in the last quarter. The immense growth is attributed to geographical diversification and penetration. Mahindra Finance is touching those areas which are untouched by the rest of the Non Banking Financial Companies (NBFCs) - the rural and semi-urban markets. In order to facilitate them with the best personal loan, Mahindra Finance loan interest rate are kept as low as possible. Whether you want to throw the best wedding party or travel to your favourite destination, Mahindra Finance Personal Loan should be your go-to option because of its low interest rates. It’s interest rates are customisable, meaning based on your income, credit score, property details or other factors, Mahindra will determine the interest rates. Mahindra has off...