Which Are The Best Credit Cards Available in The Market?

With the increase in Internet penetration in India, the usage of credit cards are growing remarkably as people’s aspirations have gone up due to easy access of international goods. No matter how much the cost of the iphone is, they still want to own the latest one. EMI options on credit card has given the India populace the purchasing power to own anything they want by making small monthly payments. Banks also has superb offers on these credit cards that rewards the customers with cashbacks and exciting gifts. However, there are a zillion credit card options in the market but not every credit card is great in terms of offers and rewards. Before you apply for a credit card, you should always know what you want to derive out of that credit card. Whether you want it for shopping, travel or dining needs: you should be clear about that. Because all credit cards come are tailor made to fit some need and you can make the most out of it only if you use it for that need. Let’s discuss some best credit cards available, categorized according to needs.

Which are the Best Credit Cards For Shopping?

Axis Bank Neo Credit Card

This card is a delight for shoppers as it has power-packed rewards that comes with minimal joining fees. If you are someone who loves to shop online on Amazon or Jabong, the Neo Credit Card is a match made in heaven. Avail Amazon gift voucher worth INR 250 on your first purchase with this Axis credit card. Also, if you shop using the Axis Neo Credit Card on Jabong.com at the time of checkout you’ll get a voucher worth INR 500.  

Bank of Baroda Select Credit Card

After working so hard at office, you do want to de-stress yourself. What better way to de-stress than retail therapy? It offers rewards on dining, movie ticket bookings and shopping. With this BOB Credit Card, you get rewarded with incredible offers while online shopping. For every INR 100 spent on shopping you earn 5 reward points. Apart from these awesome rewards, you also get 1000 reward points every month. On refueling your vehicle, you get a fuel surcharge waiver of fuel transaction made between INR 400 to 5000.

Which are the Best Credit Cards For Dining?

HDFC Diners Club Black Credit Card

This HDFC credit card is sure to strike a chord with the people who like to enjoy dining experience every now and then . You can easily plan out your travel with this card. The Diners Club Black has some 150+ partner hotels through which you can magnify for your staying and dining experience. It offers one-of-a-kind experience that no other credit card offers you in this category. What also come with owning this card is travel benefits.

HDFC Regalia Credit Card

All food enthusiasts out there will know how a Zomato Gold Membership has revolutionized their world. Zomato Gold offers 1+1 on food and 2+2 on drinks at almost all the restaurants partnered with Zomato. The annual membership package of Zomato Gold costs INR 1199, which is absolutely free with the Regalia Credit Card. This is one of the best credit cards to have a great date night and fun bar hopping experiences.

Which are the Best Credit Cards For Travel?

Axis Titanium Smart Traveler Credit Card

This card is a delight for all travel buffs. This credit card is tailored for you to enhance your traveling experience with its extraordinary privileges. It suits the best for frequent travelers. You can earn 8 eDGE loyalty points for every INR 200 you spend abroad. Further, you can earn 4 eDGE loyalty points for every INR 200 you spend on booking hotels, bus tickets and much more.

ICICI Sapphiro Credit Card

This card is full of travel privileges. On joining, you are welcomed with INR 10,000 voucher which can be spent on travel. The reward plan is very powerful, giving you the opportunity to earn 20,000 Payback points on the completion of one year. These Payback points can be redeemed for travel vouchers, movie vouchers or lifestyle products.This ICICI credit card comes with riveting travel benefits such as access to international and airport lounges. You also get 15% off on all your dining bills across partnered restaurants in India.