ICICI Bank Personal Loan EMI Calculator

Planning to take a personal loan for wedding, upcoming exotic travel plans, home up-gradation, financial top-up or for some personal emergency? But while juggling various options, you’re still confused about the right EMI amount you have to repay your loan. Fret not! ICICI Bank Personal Loan EMI Calculator is at your service to make the calculation of EMI easy for you. It is a perfect tool for calculating the right amount of EMI; abbreviated from Equated Monthly Installments. It is the amount which you have to pay monthly for a certain period if you have taken a loan of a certain amount.

Personal Loan EMI depends on various factors such as the amount of the loan taken, the interest rate on which the bank agreed upon to give the loan amount and most importantly, the period of the personal loan which affects your EMI very much.

Method of using the ICICI Bank Personal Loan EMI Calculator

You can easily calculate the EMI with this magical tool by just filling up the three details asked by the EMI calculator available on the ICICI Personal Loan page. The first thing will you need is the amount you want to borrow from the bank for your loan. You can put the desired amount the slider on the same page. The second thing would be the interest rate, which will be according to the current interest rate decided by ICICI. Currently, ICICI personal loan interest rate is fixed at 11.25%. You don’t need to change the interest rate as it will be automatically picked by the calculator according to the varying tenures.

The third thing you will need is the number of months in which you wish to repay the loan which will directly affect the value of your EMI as the tenure of the personal loan increases, the EMI value decreases. You can get a personal loan of tenure up to 60 months. After putting all the values in the ICICI Bank personal loan EMI calculator,  it will calculate everything and you’ll get your monthly EMI amount.

ICICI Bank Personal Loan Eligibility

If you’re planning to opt for an ICICi Bank personal loan and before that you want to know if you’re eligible for getting a personal loan or not. Because it is the primary need for getting a personal loan. The bank will look into various factors such as age, credit score, job stability, monthly income, work experience, and type of employer.

After considering these factors and checking on it, the bank will decide whether you’re eligible for getting a personal loan or not. ICICI Bank gives a personal loan to both salaried and no-salaried (self-employed) so there’s no need to worry about the type of employment factor.

ICICI Bank Personal Loan Status

After successfully applying for the personal loan, you must want to know the status of your loan application. It doesn’t matter which part of the world you’re in, now you can check your ICICI Bank personal loan status at your fingertips just by logging on to the website of the ICICI Bank in a hassle-free way. After logging on to the website, you can check your application status by putting out the following details - 

• Your registered mobile number
• Your loan application number
• Your date of birth (DD/MM/YYYY)

After filling out the above details, you will get the current status of your ICICI Bank personal loan application.

ICICI Bank Personal Loan Amount Range

ICICI Bank considers various parameters before giving the amount you’ve asked for your loan. The parameters are your eligibility, repayment capacity and monthly income which will come into the picture when it comes to the range of your soon-to-be sanctioned loan amount. You can take loan amounts ranging from Rs 50,000 to Rs 20,00,000 depending upon the above-mentioned parameters.

How to contact ICICI Bank personal loan customer care number?

Regarding any query related to your loan, you can always reach to the ICICI Bank representatives available 24*7 on the ICICI Bank personal loan customer care number 1800-200-3344.