ICICI Bank Personal Loan EMI Calculator
Planning
to take a personal loan for wedding, upcoming exotic travel plans,
home up-gradation, financial top-up or for some personal emergency?
But while juggling various options, you’re still confused about the
right EMI amount you have to repay your loan. Fret not! ICICI Bank Personal Loan EMI Calculator is at your service to make the
calculation of EMI easy for you. It is a perfect tool for calculating
the right amount of EMI; abbreviated from Equated Monthly
Installments. It is the amount which you have to pay monthly for a
certain period if you have taken a loan of a certain amount.
Personal
Loan EMI depends on various factors such as the amount of the loan
taken, the interest rate on which the bank agreed upon to give the
loan amount and most importantly, the period of the personal loan
which affects your EMI very much.
Method
of using the ICICI Bank Personal Loan EMI Calculator
You
can easily calculate the EMI with this magical tool by just filling
up the three details asked by the EMI calculator available on the
ICICI Personal Loan page. The first thing will you need is the amount
you want to borrow from the bank for your loan. You can put the
desired amount the slider on the same page. The second thing would be
the interest rate, which will be according to the current interest
rate decided by ICICI. Currently, ICICI personal loan interest rate
is fixed at 11.25%. You don’t need to change the interest rate as
it will be automatically picked by the calculator according to the
varying tenures.
The
third thing you will need is the number of months in which you wish
to repay the loan which will directly affect the value of your EMI as
the tenure of the personal loan increases, the EMI value decreases.
You can get a personal loan of tenure up to 60 months. After putting
all the values in the ICICI Bank personal loan EMI calculator,
it will calculate everything and you’ll get your monthly EMI
amount.
ICICI
Bank Personal Loan Eligibility
If
you’re planning to opt for an ICICi Bank personal loan and before
that you want to know if you’re eligible for getting a personal
loan or not. Because it is the primary need for getting a personal
loan. The bank will look into various factors such as age, credit
score, job stability, monthly income, work experience, and type of
employer.
After
considering these factors and checking on it, the bank will decide
whether you’re eligible for getting a personal loan or not. ICICI
Bank gives a personal loan to both salaried and no-salaried
(self-employed) so there’s no need to worry about the type of
employment factor.
ICICI
Bank Personal Loan Status
After
successfully applying for the personal loan, you must want to know
the status of your loan application. It doesn’t matter which part
of the world you’re in, now you can check your ICICI Bank personal
loan status at your fingertips just by logging on to the website of
the ICICI Bank in a hassle-free way. After logging on to the website,
you can check your application status by putting out the following
details -
- Your registered mobile number
-
Your loan application number
-
Your date of birth (DD/MM/YYYY)
ICICI
Bank Personal Loan Amount Range
ICICI
Bank considers various parameters before giving the amount you’ve
asked for your loan. The parameters are your eligibility, repayment
capacity and monthly income which will come into the picture when it
comes to the range of your soon-to-be sanctioned loan amount. You can
take loan amounts ranging from Rs 50,000 to Rs 20,00,000 depending
upon the above-mentioned parameters.
How
to contact ICICI Bank personal loan customer care number?
Regarding
any query related to your loan, you can always reach to the ICICI
Bank representatives available 24*7 on the ICICI Bank personal loan customer care number 1800-200-3344.
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