Why Indiabulls Home Loan Can Be a Profitable Option for Your Dream House?

Purchasing or constructing a house involves huge sum of money. It is close to impossible to finance a dream house by yourself. You need a helping hand to finance the house you desire. There’s a profusion of home loan options in the market, but not every home loan is a cheap option for financing your house. One option that really stands out in the clutter is from one of India’s top most Non Banking Financial Companies (NBFCs), Indiabulls. Apart from the home loans that it provides, there are various other home services provided by the Indiabulls which makes it a more attractive offer. Let’s take a look at some of the features of the Indiabulls home loan option that makes it an attractive option.

Instant Online Approval: Gone are those days when you have to make a visit to the branches of banks and NBFCs to apply for the loan. Digitisation is in its full swing in India, right now. Indiabulls has capitalized on this opportunity to service their customers better. You can apply for a home loan online on Indiabulls official website. If you fit well into eligibility criteria set by India bulls, loan approval will happen as soon as possible. Even, the disbursal of funds will also be done quickly.

Home Loan EMI Calculator: The Indiabulls Home Loan Calculator is designed for you to ascertain your EMI well in advance so that you know how to live go about your monthly expenses after the loan has been taken. It saves you from getting into complex calculations. Also, these complex calculations can lead to scope for errors, which can be a trouble for you in your planning.

Attractive Interest Rates:  Where other banks and NBFCs are providing loans at very high interest rates, Indiabulls keeps it moderately low for the ease of their customers. Indiabulls realizes that a home is the most costliest purchase decision that a person makes in his lifetime, so, they take the burden off from the shoulders of the customer by offering low rate of interest. The minimum lowest interest that you can bag from Indiabulls on home loan is 8.80%.  

Customer Care Team: When it comes to home loans, there are zillions of queries hovering around in the customer’s head. Not all NBFCs address these questions. But Indiabulls realizes the importance of these questions and has set up a team who will make sure that all the queries are resolved. Indiabulls home loan customer care team aims to provide clarity to the customer so that they have no trouble in getting closer to their dream house.

Zero Prepayment Charges: If you happen to have a very good financial year and you want to pay off your loan before the repayment tenure, there are no prepayment charges demanded by Indiabulls. Yes, the Indiabulls home loans comes with zero prepayment charges. This will surely bring you relief if you think about how much interest you ended up saving.  

Easy to Meet Eligibility Criteria: Unlike, other banks and NBFCs, Indiabulls has a very easy to meet eligibility criteria. The eligibility standards are not that high and at the same time, not too low; it’s moderate. The documentation process is very simple and minimal as compared to other players in the market.