Loan & Finance Tips on Your Finger Tips

State Bank of India is the largest lending institution in India. However, there are so many other lenders as well who offer the same services. But, the comparison is always there. There are many reasons behind it and one of them is that SBI automatically gives you trust that you are in safe hands. Other banks also try to allure people with different schemes and offerings. So, it does not mean that every other bank except SBI is a wrong choice. In this article, I have given a comparison of Allahabad Bank home loan and SBI home loan. I have given interest rates of all the schemes offered by Allahabad Bank and SBI. Allahabad Bank home loan schemes and interest rates The interest rate linked with all the schemes offered by Allahabad Bank. All Bank Aashiana Scheme - Up to Rs. 75 lakhs - MCLR + 0.20% Housing Finance Scheme For NRI/PRO - Above Rs.75.00 Lakhs & Up to Rs.300 Lakhs - MCLR +0.25% Premium Housing Finance Scheme for High Net...

In order to provide timely and adequate credit to the farmers to fulfill their production credit needs, there is no denying the fact that KCC Loan SBI is something you should be aware of. If you want to know more about the same, just go through the article below. Who is Eligible for the Loan? All farmers-Individual/joint borrowers who are owner-cultivators. Tenant farmers, oral lessees and sharecroppers, etc. SHGs or joint liability groups of farmers including tenant farmers, sharecroppers,etc. Loan Amount Features The short term credit limit is fixed for the first year depending upon the crops cultivated as per proposed cropping pattern & scale of finance post-harvest/ household / consumption requirements For a KCC limit of up to Rs.3 lakh, the bank has waived the processing charges Collateral security is waived for a. limit of up to Rs.1 lac b. Get a limit of up to Rs.3 lacs for loans which come with tie...

When you apply for a loan at Axis Bank, do you check your CIBIL score beforehand? If you do, what do you think when you look at the score? Will you be able to get a loan with that score? Well, for unsecured loans, there is a requirement of minimum 750 score. But, for secured loans such as home loans, the relevance of CIBIL score is very low. Axis Bank loans are given on the basis of income and repayment capacity. The eligibility criteria for car loan, home loan and personal loan is given in this article. What is the procedure for CIBIL Score check? Wondering how to check free my CIBIL score, follow the below steps: Go to check CIBIL score check website Provide your full name as mentioned on the PAN card Enter your Date of Birth Choose the gender you belong to Mention your PAN card number Enter your contact address Provide the email ID fn which you want to get the credit report Enter your mobile numb...

Bandhan Bank is one of the newest banks to have emerged in India. Moving away from being a non-banking finance company (NBFC) earlier, the bank received the nod from the sector regulator i.e. the Reserve Bank of India (RBI) in 2015 to set up banking operations across the country. In less than 4 years, the bank has expanded its presence with 978 branches, 480 ATMs and 3,014 doorstep service centres, with the customer base totaling to 15.33 million. Bandhan Bank offers both accounts and loans to address unique customer needs. Its loans are always in demand because of the variety of purposes they meet. However, one must check the cost of the loan before applying so as to steer clear of any payment uncertainties that can exist otherwise. For that, you must check the function of Bandhan Bank EMI Calculator elaborated in this article, which would further detail on the loans offered by the bank. Catch the Function of Bandhan Bank EMI Calculator You can understand the function o...

Being a leading and reputed name in the industry, there is no denying the fact that Aadhar Housing Finance is no doubt an ideal lender that can fulfill all your needs. And, keeping this thing into account, we are here. Yes, today, in this article, we are going to talk about a home loan being offered by this lender. So, let’s not waste any time further and come to the point straight by letting you know more about this credit facility being offered by Adhar Finance home loan in the article below. Home Loan Interest Rate Currently, this lender is offering the loan to the applicants at an interest rate of 11%-14.50% per annum. With this range, it is easy for an applicant to enjoy a hassle-free journey as these rates come with pocket-friendly EMIs as well as Interest Outgo. Not only this, also the processing fee of the loan comes out to be 1.50% of the loan amount along with a maximum tenure of 20 years. Now that you are aware of the home loan interest rates , it is importa...

A credit card gives you the option to go for your desired shopping destination. It gives you the privilege to use the amount available in the credit limit. SBI StyleUp credit card is majorly for shopping. This FBB StyleUp credit card by SBI is among the most demanding credit cards in India. If you are also a shopping geek but have never enjoyed the maximum shopping advantages. In this article, you will get everything you need to know about SBI StyleUP card . You will then be able to see why people consider it be the best shopping companion.    Benefits of Fbb SBI STYLEUP Card Free gift vouchers worth Rs.500 redeemable on fashion at any Big Bazaar/Fbb store. Flat 10% (every time) while shopping for Fbb merchandise Big Bazaar and Fbb outlets with no maximum limit. 10x reward points at Big Bazaar and standalone Fbb outlets. Get 10x rewards for dining out. STYLEUP Sage rewards you with a 2.5% value back on all your expens...