HDFC Credit Card Apply Minimum Salary Requirement Explained

HDFC credit cards are ruling the space with around 8.5 million customers till the end of 2018, as per the report published by the private lender. It offers a wide range of credit cards to fulfill the varied needs of customers. Loaded with discounts, rewards, travel and dining privileges, these cards make an everlasting impression on the minds of shoppers. However, the minimum salary requirement for each of the HDFC credit cards could be different. Let’s discuss on HDFC Credit Card Apply Minimum Salary without any further delay.

What is the Minimum Salary Required to Get an HDFC Credit Card?

As told above, the minimum salary required to get HDFC credit cards can be different. Take a close look at the salary requirement for some of the cards described below.

HDFC Freedom Card

Salaried must have a minimum gross monthly income of ₹12,000 to get this credit card. This card can help you get 5X reward points on groceries/dining/movies/taxi/railways. At the same time, you can earn 10X reward points on PayZapp and SmartBUY spends. It makes your birthday special by earning you 25X reward points on that day. The points you earn can be redeemed as cashback. A gift voucher worth ₹1,000 can be given on spending ₹90,000 or more in a year. If you spend ₹60,000 or more in a year, the renewal fee applicable from the next year would be waived off. The minimum four transactions made on the card offer you free accidental death insurance up to 50 lakhs, as well as free fire and burglary protection for goods worth more than ₹5,000 for 180 days

HDFC Diner’s Club Black Card

To get this card, salaried must have a net monthly income of ₹1.75 lakhs. The card earns you 5,000 reward points each on joining and renewal. Further, every retail spend worth ₹150 to earn you 5 reward points. The points can be redeemed for AirMiles across Jet Airways, Club Vistara, Trident Hotels, British Airways Executive Club or Singapore. The rewards earned are valid for as long as 3 years from the date of accumulation. The 24x7 concierge assistance on golf course referral and reservation, dining referral and reservation, delivery of flowers and gifts, hotel referral and reservation, courier services, business services. The card also gives cover for air accident of ₹2 crores, the emergency medical expense of up to ₹50 lakhs, credit liability of up to ₹9 lakhs, travel insurance cover of up to 55,000 on baggage delay.

HDFC Regalia Card

The gross monthly salary of the applicant seeking this credit card should be more than ₹1.2 lakhs. You would get 15,000 reward points on spending ₹8 lakhs or more in each anniversary year. Annual spends of ₹5 lakhs or more in each anniversary year to earn you 10,000 reward points. The every ₹100 spent on Vistara flights would earn you 9 Club Vistara points. Further, you can get an additional 5 Kg baggage allowance, waitlist clearance and priority airport check-in services. The Priority Pass Program membership enables preferential access to more than 1,000 airports across the globe.

So, you saw some of the HDFC credit cards and the salary you must earn to get those. Along with that, you get to see the offers of these cards. Check whether these are of any use to. If so, then you can apply for any of them you wish to, using any of the online and offline modes of application. While the online application can be made instantly by submitting a few details on the e-application form, the offline application means you must fill the physical application form and paste the photographs at the prescribed space. The details will be matched with the documents you submit to the bank while applying online or at the nearest branch. The bank would verify the details and only when it is convinced of the same do you get an approval.