Everything You Need to Know About Bajaj Finserv Home Loan

While picking a bank, you need to know whether the loan specialist is sans giving protection spread or not. Indeed, it is very normal to request and anticipate the best in your life, yet an advance, for example, home advance is given based on statistical data points. Bajaj Finserv home advance is among the alternatives you have for a home advance and there are a couple of things that make it not the same as different loan specialists.

It is likewise evident that regardless of how very different it appears, a borrower would see no distinction. Along these lines, it is better you think from your perspective and contrast Bajaj Finserv home loan and all the conceivable choices from all the conceivable ways. You can do it based on financing cost and most extreme credit sum accessible at the banks. You ought to likewise realize that these two are given based on your salary, property estimation and record. Different factors, for example, your association with the bank and your boss' class is likewise considered while supporting your advance application.

Bajaj Finserv Home Loan Documents for self-employed

Below are the documents that a self-employed person has to submit if he/she wants to apply for Bajaj Finserv home loan:

• Aadhar Card/Passport/Driving License.
• Address Proof.
• ID Proof.
• 6 months bank account statement.
• ITR for last 2 Financial Years.
• Proof of being in business for a minimum of 4 years for businessmen and 3 years for Doctors/CA’s.
• Photograph

Bajaj Finserv Home Loan Eligibility Criteria for self-employed

The eligibility criteria based on which self-employed professionals are considered suitable for Bajaj Finserv home loan.

• You must be a citizen residing in India.
• You must be self-employed individual with at least 4 years of business experience.
• Self-employed doctors and chartered accounts must have at least 3 years of experience.
• Self-employed individuals between the age of 25 to 70 are eligible and can apply for a Home Loan.
• Home loan amount you can apply for - Minimum – 12 lakh and maximum - 5 Crore.

Bajaj Finserv Home Loan Documents for salaried

The documents required by a salaried person for Bajaj Finserv home loan are given below:

• Aadhar Card/Passport/Driving License.
• Address Proof.
• Identity Proof.
• Form 16 or your latest salary slip.
• 3 months bank account statement.

Bajaj Finserv Home Loan Eligibility Criteria for salaried

The eligibility criteria based on which salaried people can get a home loan from Bajaj Finserv are given below:

• You must be a citizen residing in India.
• You must be a salaried individual with at least 3 years of experience.
• Salaried individuals between the age of 23 to 62 are eligible and can apply for a Home Loan.
• Home loan amount you can apply for - Minimum – 10 Lakh and maximum - 3.5 Crore.

On the basis of above details, you might have understood whether or not your profile is suitable for Bajaj Finserv home loan or not. You can accordingly arrange the documents and then apply for the loan. You can either apply online or offline for the loan as per your convenience.