Loan & Finance Tips on Your Finger Tips

Citibank is a popular bank for attractive product and services. Citibank credit cards are also amongst the most popular ones. Some of the most popular and demanding cards is Citibank Citi Cashback credit card or Citibank cashback credit card . As the name suggests, this card is majorly for cashback offers. You will find some unmatchable features that might be useful to you as well. You can check them and get ready to apply for it. Citibank Cashback Credit Card Below is the fees and charges included for this card. Fees & Charges No Joining Fee Annual Fee- ₹500 Over Credit Limit charge of 2.5% of the amount subject to a minimum of ₹500 Interest rate on credit card ranges between 37.20%-42% annually Cash Withdrawal Fee at 2% of the amount with a minimum of ₹300 Citibank Cashback Credit Card Features The features and benefits that make Citibank cashback credit card unique are given below: ...

Kotak Mahindra Bank is constantly striving to gain a sizeable share of India’s home finance space. It is this endeavour that has made the bank customized its offers to tap into the emerging needs of the people wanting a home of their own. The impressive quantum of finance aided with affordable interest rates means the bank remains in the forefront at the home finance space. So, if you are mulling a Kotak Mahindra Bank Home Loan , you can read various aspects of the same in this article. How Much Home Loan Can You Expect from Kotak Mahindra Bank? Kotak disburses home loans as per the cost of the property you want to buy. The loan can be equivalent to 75%-80% of the property cost, helping you buy a home with ease. The remaining 20%-25% of the cost has to be borne by you in the form of down payment. As you would know, a home loan needs discipline and years of savings to make it a reality. Keeping this in mind, you must have saved a substantial amount of money. If y...

HDFC credit cards are ruling the space with around 8.5 million customers till the end of 2018, as per the report published by the private lender. It offers a wide range of credit cards to fulfill the varied needs of customers. Loaded with discounts, rewards, travel and dining privileges, these cards make an everlasting impression on the minds of shoppers. However, the minimum salary requirement for each of the HDFC credit cards could be different. Let’s discuss on HDFC Credit Card Apply Minimum Salary without any further delay. What is the Minimum Salary Required to Get an HDFC Credit Card? As told above, the minimum salary required to get HDFC credit cards can be different. Take a close look at the salary requirement for some of the cards described below. HDFC Freedom Card Salaried must have a minimum gross monthly income of ₹ 12,000 to get this credit card. This card can help you get 5X reward points on groceries/dining/movies/taxi/railways. At the same time, ...

When you are able to get all the information at one place, it makes the process easier. For HSBC personal loan, you will find out the documents, eligibility criteria and interest rates so that you can look into the information and apply for the loan accordingly. Let us start with telling you what are the documents required to apply for HSBC Bank personal loan . Documentation Required for HSBC Personal Loans Important documents to be submitted while applying for HSBC personal loan: Completed loan application 3 Passport size photographs Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card) Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill) Statement of Bank Account/ Pass Book for last six months Form 16/IT returns for the last two financial years for salaried employees IT returns for the three years for self-employed professionals HSBC P...

Mahindra Finance is one of the most diversified non-banking financial companies (NBFCs) around with wide-ranging businesses such as personal loans. These loans serve as an ideal tool for many seeking to achieve their financial goals over time. While some might want funds to ensure their wards get the best education, others would want money to ensure a lavish wedding. All that can be fulfilled by virtue of Mahindra Finance Personal Loan . You can apply for the loan either online or offline and hope the lender nods to your application. However, it would be worth paying attention to interest rates, eligibility, and other aspects before applying for a loan. How Is Mahindra Finance Personal Loan Interest Rate Decided? The leading NBFC offers personal loans at interest rates based on the income, repayment potential, credit history, workplace, existing liabilities, if any. All these factors go on to decide the rates at which you would service the personal loan. You sho...

State Bank of India (SBI) remains on the forefront when it comes to offering attractive home loans for buying, constructing, renovating or extending housing units. The PAN India presence with more 25,000 branches across India makes it the most preferred lender amongst masses. However, as home loans run deep with the tenure extending to as long as 30 years, you must be careful of not paying more through interest. And so, you must glance at SBI Home Loan Interest Rates and compare the same with what others have. This way you can set the pace of repayment in your favour. The article can help you compare the interest rates of different lenders. What’s Special About SBI Home Loan Interest Rates? SBI home loan interest rates are based on a variety of factors such as income, profession, repayment potential, credit record, gender, etc. The rates are also based on the amount of loan one applies for. Loans up to ₹ 30 lakhs can be offered at interest rates ranging from 8.70%-9.00% per...

Using a credit card for the first time is a great experience as you have an excitement to spend money without actually losing it. Credit cards , if used properly, are very advantageous as you are never out of money if you have it with you. Bank of India offers some really attractive credit cards. If you have been looking for a new credit card or want to add-on to your existing collection, read below the types of Bank of India credit cards and their features. Types of Credit cards at Bank of India The various types of credit cards offered by Bank of India are Master EMV Credit Card Bank of India Platinum Credit card (Master card) VISA EMV Credit Card Bank of India Platinum Credit card (VISA) Bank of India – Kisan Credit Card Bank of India credit card features The features of Bank of India Credit Cards are given below. If you find any of these suitable as per your requirement, you may apply for it online. Master E...