Types of Credit Card You Need to Know

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Are you someone who is looking for the best credit card that can cater your various needs in the best way? Well, if that is the case with you, you would be glad to know that there are plenty of credit card options that you can explore. Yes, these days, many companies are there that offer you a variety of cards to choose from. So, let’s not waste any time further and make you aware with some of the best cards below, covering different categories.

CashBack and Rewards Card

These cards are best known for offering you cashback and rewards on your spends. With cashback the resultant cost of a purchase would come down, resulting an increase in savings. Reward points, on the other hand, can be earned on spends. These rewards can further be redeemed for shopping at many online and offline stores.
  • Citi Cashback
  • Standard Chartered Manhattan Platinum
  • SBI Card Prime
  • HDFC Moneyback
  • ICICI Bank Coral
Travel

Are you an avid traveller? If yes, simply think about travel cards that offer miles on your travel spends while also giving you the relaxation at both domestic as well as international lounges. The miles earned can also be redeemed for tickets and hotel bookings. Take a look below to know the names:
  • Air India SBI Signature
  • CITI Premiermiles
  • Jetprivilege HDFC
  • Jet Airways ICICI Bank Sapphiro
  • American Express Platinum Travel
Fuel

High fuel prices making it difficult for you to drive on the road? Don’t worry as fuel cards are there that will make you earn points while refueling your vehicle. Even a cashback or discount can also be offered. Know the names below:
  • BPCL SBI
  • HDFC Bharat Cashback
  • Standard Chartered Super Value Titanium
  • Citibank Indian Oil
  • ICICI Bank HPCL Coral American Express
Dining

Paying much more on dining than you would like to? Well, these cards are right there for you , letting you enjoy your meals at a large number of restaurants. These cards not only give you the magical experience during dining but also helps you to save money with discounts.
  • HDFC Regalia
  • HDFC Platinum Times
  • ICICI Bank Rubyx
  • ICICI Bank Instant Platinum
Eligibility Criteria
  • One should be at least 18 years of age at the time of application
  • The maximum age of an applicant should be 65 years
  • The salaried individual must have an annual income of Rs.2 Lakh
  • A self-employed individual must be earning a minimum of Rs.1.5 Lakh
  • The credit score of an applicant must be 750 and above
Documents Required

Take a look at the documents before applying for a creditcard. Make sure your documents are error-free and complete so that you can have a hassle-free process while applying for the same.
  • Passport size photograph
  • ID Proof:Passport/PAN/Ration Card/Aadhaar Card/Voter’s ID Card/Driving License
  • Address Proof:Passport/Rent Agreement/Telephone Bill/Ration Card/Electricity Bill/Aadhaar Card
  • Applicants should have PAN Card, Form 16 and ITR Statement
  • Recent Salary Slips/ Certificate for last 3 months/ latest bank statement, showing the credit of salary for a minimum of 3 months

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