Types of Credit Card You Need to Know
Are
you someone who is looking for the best credit
card
that
can cater your various needs in the best way? Well, if that is the
case with you, you would be glad to know that there are plenty of
credit card options that you can explore. Yes, these days, many
companies are there that offer you a variety of cards to choose from.
So, let’s not waste any time further and make you aware with some
of the best cards below, covering different categories.
CashBack
and Rewards Card
These
cards are best known for offering you cashback and rewards on your
spends. With cashback the resultant cost of a purchase would come
down, resulting an increase in savings. Reward points, on the other
hand, can be earned on spends. These rewards can further be redeemed
for shopping at many online and offline stores.
- Citi Cashback
-
Standard Chartered Manhattan Platinum
-
SBI Card Prime
-
HDFC Moneyback
-
ICICI Bank Coral
Travel
Are
you an avid traveller? If yes, simply think about travel cards that
offer miles on your travel spends while also giving you the
relaxation at both domestic as well as international lounges. The
miles earned can also be redeemed for tickets and hotel bookings.
Take a look below to know the names:
- Air India SBI Signature
-
CITI Premiermiles
-
Jetprivilege HDFC
-
Jet Airways ICICI Bank Sapphiro
-
American Express Platinum Travel
Fuel
High
fuel prices making it difficult for you to drive on the road? Don’t
worry as fuel cards are there that will make you earn points while
refueling your vehicle. Even a cashback or discount can also be
offered. Know the names below:
- BPCL SBI
-
HDFC Bharat Cashback
-
Standard Chartered Super Value Titanium
-
Citibank Indian Oil
-
ICICI Bank HPCL Coral American Express
Dining
Paying
much more on dining than you would like to? Well, these cards are
right there for you , letting you enjoy your meals at a large number
of restaurants. These cards not only give you the magical experience
during dining but also helps you to save money with discounts.
- HDFC Regalia
-
HDFC Platinum Times
-
ICICI Bank Rubyx
-
ICICI Bank Instant Platinum
Eligibility
Criteria
- One should be at least 18 years of age at the time of application
-
The maximum age of an applicant should be 65 years
-
The salaried individual must have an annual income of Rs.2 Lakh
-
A self-employed individual must be earning a minimum of Rs.1.5 Lakh
-
The credit score of an applicant must be 750 and above
Documents
Required
Take
a look at the documents before applying for a creditcard.
Make sure your documents are error-free and complete so that you can
have a hassle-free process while applying for the same.
- Passport size photograph
-
ID Proof:Passport/PAN/Ration Card/Aadhaar Card/Voter’s ID Card/Driving License
-
Address Proof:Passport/Rent Agreement/Telephone Bill/Ration Card/Electricity Bill/Aadhaar Card
-
Applicants should have PAN Card, Form 16 and ITR Statement
-
Recent Salary Slips/ Certificate for last 3 months/ latest bank statement, showing the credit of salary for a minimum of 3 months
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