Credit Score Check: To Know The Exact Position

To check CIBIL score, you can have two easiest options through a PAN card or the official site. The bank can provide your data or credit card usage activity to the credit bureau and according to that your credit score set by them. As you can receive calls from the bank and ask for a loan or credit card that means they can check your record and as per that give privileges.

To check credit score time to time is the best way to maintain a good CIBIl score. That’s why it’s necessary to know credit score check process in a year or six months.

As you can have two easiest methods to know free CIBIL score check without any issue, that is via a PAN card or their official website. Out of two choices, you can select one and know the score. It’s the necessary part when you are going to take help from the bank. Each step should strong your loan or a credit card possibility.

Credit Score Check Via PAN Card

• Login the credit site
• Share the full name, date of birth, and gender as per the PAN card
• Employment detail
• Identity and residential proof
• Registered email ID or mobile number
• Before click on submit, the button should read and accept their terms and conditions

Free CIBIL Score By Official Site

• Login the CIBIL official site
• Enter your name, date of birth, and gender as per KYC
• Employment information
• Identity and address proof
• Registered email ID or mobile number
• Accept terms and conditions

Make sure in both procedure should share registered email ID, proper information as per requirement and other details related to you. They can verify your shared data after verification can give approval within a day. In a case, something went wrong then automatically your process will stop.

In a case you can have a bad credit score, so what is your next step. Yes, there is a way to improve your bad score into the good. No magic, no rocket science, you need to maintain your expenses, spending habits, and other important factors.

Pay all the dues before the due date or on time. It can save you from the damage of your CIBIL score. For that, you can set standing instruction with the bank to pay automatically as per bill date and send confirmation mail on your registered email ID.

Know the utilization of the card. Yes, you should know how to use your credit card and where to use? It’s a necessary part because the bank can give this privileges when you know the usage of the card and time to time know credit score check service also.

You should avoid multiple credit card request or loan. Before, complete the first loan cannot apply for another one. The less your credit card use, you can get the benefits without damaging your credit score. The lender can calculate all the things from the expense to loan request to a credit card, then provide the services. It depends on you how you can use the facility.