Never heard of Aspire Home Finance? Read Here

What makes a lender infamous? The answer would be poor branding which can either be paid or through customer services. Aspire Home Finance is one of the housing finance companies in India which must have incorporated with the purpose to fulfill wishes of a home buyer.

However, why is it not as popular as other leaders such as SBI, HDFC Ltd, PNB HFL, ICICI Bank, etc. Aspire home finance is also another company which offers home loans to both salaried and self-employed professionals.

What is the minimum loan amount Aspire home loan offers?

The minimum loan amount you can get under Aspire home loan is Rs. 2 lakhs. You can take this loan for any purpose related to home purchase or renovation.

What is the maximum loan amount Aspire home loan offers?

As a borrower, you can take a maximum of up to Rs. 25 lakhs for Aspire home loan. This money can help you in buying a small house.

What is the minimum tenure for which you will have to continue Aspire home loan?

If you take a home loan from Aspire home finance, you will have to continue the loan for at least 5 years. Also, salaried people have the maximum tenure of 25 years. However, if you are self-employed, you get 20 years to repay the loan at maximum range.

What is the interest rate for a home loan at Aspire home finance?

The interest rate on a home loan is different for a salaried person, self-employed professional and self-employed non-professional. The rates for Aspire home loan range as follows:

• Salaried                                   12.50 % to 15.00%
• Self Employed                         13.00 % to 15.00%
• Self Employed / Non Professional 12.50% to 16.00%

What is the interest rate for a home loan at other lenders?

1. Allahabad Bank 8.65% - 9.10%
2. Andhra Bank 8.75% - 8.90%
3. Axis Bank 8.80% - 9.05%
4. Bandhan Bank 10.38%
5. Bank of Baroda 8.55% - 9.55%
6. Bank of India 8.75% - 8.80%
7. Bajaj Finance/Finserv 8.85% - 11.15%
8. Bank of Maharashtra 8.75% - 8.85%
9. Canara Bank 8.65% - 8.85%
10. Central Bank of India 8.50% - 9.50%
11. Citibank 8.90% - 9.65%
12. Corporation bank 8.50% - 9.20%
13. DHFL 9.05% - 9.95%
14. Dena bank 8.50% - 8.65%
15. Federal Bank 9.10% - 9.20%
16. Fullerton India 8.50% - 17%
17. HDFC Ltd 8.80% - 9.70%
18. HSBC Bank 8.50% - 9.00%
19. ICICI Bank 8.85% - 9.10%
20. IDBI Bank 8.60% - 8.90%
21. IDFC Bank 8.75% - 9.20%
22. IndusInd Bank 8.70% - 9.40%
23. Indiabulls HFL 8.80% - 11.05% 8.80%-11.00%
24. Jammu & Kashmir Bank 8.75% - 9.05%
25. Karnataka Bank 8.60% - 9.00%
26. Karur Vysya Bank 8.90% - 9.55%
27. Kotak Mahindra Bank 8.75%
28. LIC Housing Finance Ltd 8.70% - 9.05%
29. Lakshmi Vilas Bank 10.15%
30. Nainital Bank 8.35%
31. Oriental Bank of Commerce 8.75% - 8.85%
32. PNB Housing Finance Ltd 9.00% - 13.00%
33. Punjab & Sind Bank 8.80% - 9.05%
34. Reliance Home Finance 8.75% - 14.00%
35. RBL Bank 10.35% - 11.70%
36. SBI 8.70% - 9.25%
37. Standard Chartered Bank 8.51% - 8.60%
38. Syndicate Bank 8.75%
39. Tata Capital 8.45% - 9.05%
40. UCO Bank 8.55% - 8.80%
41. United Bank of India 8.65%
42. Vijaya Bank 8.55%
43. Yes Bank 9.35% - 10.50%