CIBIL Score: Score That Set Your Position

A credit score range starts at 300 to 900. It’s your responsibility to get as much as points so that the lenders can approve your financial request. Basically, the CIBIL can take follow up an individual’s spending habits. After that, send the report to each bank to check credit score and according to that provide services. When you are going to apply for a credit card loan should check CIBIL score first. You can check by PAN card or their official site. Each calculation can explain your position in front of the banks.

CIBIL Score Calculation

300 CIBIL Score: With this number, you are automatically out of the privileges which bank will provide. To get the services from the bank should have a good report otherwise not a single bank will provide facilities.

450 To 500 CIBIL Score: Number wise it looks good but your position on CIBIL still bad. Not a single bank will provide services. It’s also a sign to pull your socks up to start maintaining your spending habits for a good score.

550 To 600 CIBIL Score: You are almost there but need to push yourself little more to touch the borderline. Yes, with 650 scores a few banks will provide services. For that, pay all types of bills on time without a single day delay.

650 To 700 CIBIL Score: Now a few banks will give a loan or credit card facilities but a high-interest rate. With this CIBIL score, nobody has full trust in you.

750 To 800 CIBIL Score: It’s a good score according to the credit score calculation. It indicates you know how to maintain a high score so that the bank will give instant approval.

850 To 900 CIBIL Score: It’s the highest number in the calculation. The lenders feel happy to give facilities. It shows you can make payments on time, the dues, payback, and other activities done by you perfectly.

So make sure your CIBIL score should be as per the requirement otherwise when you need urgent financial support from the bank will not going to approve. For that should check the score in six months or year.

Procedure To Check Credit Score Online

You can have two option via PAN card or official site. Pick any of the services and know within a second your position. Make sure shared details should correct so that after verification provide confirmation on registered email ID within a day.

CIBIL Score Check Via PAN Card

• Login the site through PAN card
• Share the name, gender, and date of birth as per PAN
• Provide employment details
• Share identity and residential address
• Registered email ID or mobile number
• Before click on submit button accept their terms and conditions

CIBIL Score Check By Official Site

• Login the credit score official site
• Share your full name, date of birth, and gender as per KYC
• Provide employment information
• Share identity and address proof
• Registered email ID or mobile number
• Accept their rules and regulations before can click on submit button