Get Personal Loan Without Salary Slip Assent From Top Banks In India

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It is not easy to provide all the documents for the loan process and one such document is a salary slip. This happens in most of the cases when an individual is unable to provide salary slip for the loan documentation. But you don’t need to worry you can get a personal loan without salary slip submission. Read the given article and know about the top bank’s loan scheme that doesn’t require a salary slip. 
List of Banks that provide personal loan without salary slip
Documents are necessary for any type of loan whether it is secured or unsecured loan. Usually, personal loans don’t require any collateral for the amount of security. But you can provide an asset if you don’t have a salary slip for the loan application process. Because it makes you a credit worthy applicant. Some banks that can offer you a personal loan without asking for salary slip are as follows.  
ICICI Bank: Enjoy a lower rate of interest starting from 11.25% per annum on your loan amount. And borrow a maximum of INR 15 lakh from ICICI Bank to satisfy your fund requirements. In place of a salary slip, you can submit an ITR report or form 16 to the bank. ICICI Banks charges a lower processing fee for the loan amount that is 2.25% of the loan amount. Loan payment duration for ICICI personal loan is 5 years. 
IndusInd Bank: You can apply for a personal loan without salary slip from IndusInd Bank as it requires a 3-months bank statement of the applicant. Whether you are salaried or self-employed you can get a personal loan from IndusInd Bank. The interest rate applied to your loan amount ranges from 11.25% to 16.00% per annum. 
DCB Bank: The applicant can also borrow small personal loans of INR 5 lakh from DCB Bank. It provides loan to the customer at an interest rate of 13.00% per annum with a repayment duration of 48 months. The documents required for the loan are ID proof, and income proofs like salary slip, bank statement and other documents. You can replace the salary slip with ITR report, form 16, or a salary certificate. 
How to get loans from these top banks in India?
To apply for a personal loan from the mentioned banks you just have to visit their bank branch or official website. The application form is available on the official bank website and you can fill up the details and submit it instantly. You can upload the necessary loan documents using the bank online service or can do the same by going to your nearest branch. The user just needs to pay a processing fee for their loan amount that can range from 1% to 3% of the loan amount. Personal loan processing fee is one-time payable and it is non-refundable. So, get your loan now with these banks if you don’t have a salary slip and fulfill your urgent money requirements.
Location: India

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